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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

I have no complains, outstanding service

5
I have no complains, outstanding service Reviewed on: 4th August 2026
Eduardo Guasque's avatar
Eduardo Guasque

simple and reassuring

5
super clear communication, informative monthly cost breakdowns, beautiful branding. i have not yet had to make a claim but seems like Laka is the only one who actually delivers what an insurance should. peace of mind. Reviewed on: 4th August 2026
gB's avatar
gB

Laka review

5
Good value bike insurance. They are able to cover my racing and international travel. Have covered me for several bikes and gives me peace of mind when commuting. Reviewed on: 4th August 2026
FM's avatar
FM

Great service!

5
Great service! Very knowledgable staff Reviewed on: 4th August 2026
Ollie's avatar
Ollie

I like the rate reflects actual costs..

5
I like the rate reflects actual costs and is based on a shared approach. The terms are fair and we could insure our other road bikes for the same price. Reviewed on: 4th August 2026
MV's avatar
MV

Simple to use and easy to add on speciality items...

5
Simple to use and easy to add on speciality items Reviewed on: 4th August 2026
Dean B's avatar
Dean B

Great cover, easy to use UI to manage the insurance,

5
Great cover, easy to use UI to manage the insurance, Reviewed on: 3rd August 2026
Galen Han's avatar
Galen Han

Quick response to any claims and queries.

5
Quick response to any claims and queries. Friendly and efficient Reviewed on: 3rd August 2026
Vivienne Tomlin's avatar
Vivienne Tomlin

Love how it is a collective.

5
Love how it is a collective. Good value and great updates and newsletter content! Friendly team. Reviewed on: 3rd August 2026
Georgie W's avatar
Georgie W

Laka has been a fantastic bike insurance provider fo...

5
Laka has been a fantastic bike insurance provider for the last few years I have been with them. My claims have been dealt with promptly and resolution has been really quick. I have unfortunately had a few crashes and Laka has stepped in, replaced bike where needed or pay for parts when needed. I trust them whole heartedly and highly recommend them. Reviewed on: 3rd August 2026
Ayodeji Okanlawon's avatar
Ayodeji Okanlawon

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