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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
86% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Pricey, but better safe than sorry

5
I've been a Laka insurance policy user for over 2 years. While expensive, it's good to know that I am covered. Add-ons are easy to add/cancel to the standard cover when riding abroad. Reviewed on: 16th September 2025
Sidney S's avatar
Sidney S

New helmet

5
I had to claim for a new bike helmet after a crash and Laka acted quickly and made me feel really comfortable throughout the classics prices, even going so far as to let me choose the colour of my replacement lid. Reviewed on: 16th September 2025
Cox's avatar
Cox

Laka provide value for money insurance, with several...

5
Laka provide value for money insurance, with several options available for cover, at a reasonable cost. Reviewed on: 16th September 2025
Marc Burge's avatar
Marc Burge

Great company.

5
Great company. Excellent customer service. Reviewed on: 16th September 2025
Andy's avatar
Andy

Laka are amazing

5
Laka have always supported when I’ve either had my bike stolen or even when I’ve crashed it. Great customer service from the team and always easy to reach. Reviewed on: 16th September 2025
Michael w's avatar
Michael w

Quick, easy and very friendly.

5
Quick, easy and very friendly. I felt very supported and there was no delay in getting me back on the bike. In no time I was back doing the sport that I love. Thank you to the LAKA team for working so hard to getting us back on two wheels. Reviewed on: 16th September 2025
Aaron Santos's avatar
Aaron Santos

Go laka!

5
Go laka! Woohoo!!!!!!!!!!!!!!!!!!! Reviewed on: 16th September 2025
IW's avatar
IW

My experience has smooth and straightforward

5
My experience has been smooth and straightforward so far. The process of setting up the policy was clear, and I felt confident that my bike is properly covered. The information provided was easy to understand, and I appreciated the flexibility in tailoring the cover to my needs. Thankfully, I haven’t had to make a claim yet, but it gives me peace of mind knowing that support is there if I need it. Reviewed on: 16th September 2025
Adrian Whereat's avatar
Adrian Whereat

Really clear, user friendly and transparent.

5
Really clear, user friendly and transparent. Reviewed on: 16th September 2025
Patrik E's avatar
Patrik E

Peace of Mind with Laka

5
Fortunately I have not had to make a claim but am confident that by using my gold rated lock I will be protected. Reviewed on: 16th September 2025
Gary K's avatar
Gary K

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