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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2746)

These guys simply understand cycling

5
These guys simply understand cycling and the support needed should something go wrong. Getting you back on your bike in the quickest time is their aim and they don’t mess you about as they understand the need for quick decisive action. Reviewed on: 16th September 2025
Mark Sheldrake's avatar
Mark Sheldrake

Excellent service, low costs, great transparency :)

5
Their service is excellent, their business model very innovative, with the result that their prices are low - and you're given full transparency about how their costs are calculated. All in all, fabulous. Reviewed on: 16th September 2025
rolandino's avatar
rolandino

Fair price and good communication

5
Fair price and good information provided as to what your money goes towards. They have a personable approach which is reassuring in the world of insurance. Reviewed on: 16th September 2025
David C's avatar
David C

Good value and they keep us informed.

5
Good value and they keep us informed. Haven’t had to make a claim but I’m sure it would be dealt with quickly. Reviewed on: 16th September 2025
Heather T's avatar
Heather T

really great bike insurance!

5
have been brilliant every time ive had to deal with them! Reviewed on: 16th September 2025
Sam's avatar
Sam

Clear and useful policy to read.

5
Clear and useful policy to read. They include locking the cargo bike outside the property as well. Pricing is competitive. Reviewed on: 16th September 2025
David 's avatar
David

Very easy online experience.

5
Very easy online experience. Good value of cover compared to other providers. I am very pleased with Laka Reviewed on: 16th September 2025
Paul C's avatar
Paul C

LAKA IS A MUST

5
Amazing service that replaced my bike frame in no time at all! Reviewed on: 16th September 2025
Alasdair B's avatar
Alasdair B

They are the best always

5
They are the best always respond quickly and deal with claims efficiently & kindly. Reviewed on: 16th September 2025
Ms H's avatar
Ms H

Laka are responsive and understand bikes and key nee...

5
Laka are responsive and understand bikes and key needs of cyclists Reviewed on: 16th September 2025
Oli B's avatar
Oli B

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