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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

I've had a great experience with Laka insurance so far.

5
I've had a great experience with Laka insurance so far. I haven't needed to claim, but I feel a lot more secure parking my bike in town knowing that it's covered under their policy. Reviewed on: 3rd August 2026
Keelin's avatar
Keelin

A grata, if not the best choice.

4
Have asked for support multiple times and they have always been quick and accurate to answer any questions. Luckily I've never had to activate my insurance but have friends who have and they had great experiences and support. Reviewed on: 3rd August 2026
Ruben S's avatar
Ruben S

Have recommended to friends

5
Really good experience with Laka in the two times I’ve been unfortunate enough to need to claim here in London. I’ve already referred a few friends and will continue to recommend to mates as I can’t fault the experience Reviewed on: 3rd August 2026
Richard F's avatar
Richard F

Had no issues and they've helped every time I've nee...

5
Had no issues and they've helped every time I've needed them. Straightforward to deal with and communication has been fast and to the point. Reviewed on: 3rd August 2026
patrick vale's avatar
patrick vale

Excellent insurers

5
Fantastic value for money, fantastic customer service! Reviewed on: 3rd August 2026
Ruth 's avatar
Ruth

Laka has been an exceptionally well-thought through...

5
Laka has been an exceptionally well-thought through bicycle insurance so far., and every bit of my experience has been phenomenal. Which is not something I say often about insurance. Reviewed on: 3rd August 2026
Andre R's avatar
Andre R

They paid up for my stolen bike

5
Laka is flexible and helpful, with clear communication, and they did settle my claim for a stolen bike. Reviewed on: 3rd August 2026
R S's avatar
R S

Reliable, easy to navigate, transparent and affordab...

5
Reliable, easy to navigate, transparent and affordable bicycle insurance. Highly recommended. Reviewed on: 3rd August 2026
King Tutt's avatar
King Tutt

Lake has identified a very important niche in the ma...

5
Lake has identified a very important niche in the market and delivers a great product at very low cost Reviewed on: 3rd August 2026
Aristide 's avatar
Aristide

Impressive service. And excellent customer service

5
Fantastic service. I had a bicycle stolen and they were so helpful and supportive. Highly recommended Reviewed on: 3rd August 2026
Kyriacos Vassiliou's avatar
Kyriacos Vassiliou

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