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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2746)

So far so good.

5
So far so good... No claims yet. Full review if I ever need to make a claim. Reviewed on: 16th September 2025
F R's avatar
F R

Very easy and clear, great website and communications

5
Very easy and clear, great website and communications Reviewed on: 16th September 2025
Jac C's avatar
Jac C

Easy to use & trusted company.

5
Easy to use & trusted company. Good value for money Reviewed on: 16th September 2025
Sarah F's avatar
Sarah F

Laka was recommended by a cycling friend and I have...

5
Laka was recommended by a cycling friend and I have no regrets! I feel so much safer, and really appreciate the regular cost updates. Thank you. Reviewed on: 16th September 2025
Rosie A's avatar
Rosie A

They take the best approach, easy, affordable, ethic...

5
They take the best approach, easy, affordable, ethical, good customer service Reviewed on: 16th September 2025
Simon J's avatar
Simon J

Perfect Service (when its needed)

5
I've made x2 claims over the years and level of service has been amazing, quick and efficient. Reviewed on: 16th September 2025
Simon L's avatar
Simon L

Quick and friendly claims process from Laka

5
I’ve been paying for the insurance for awhile and didn’t think I was likely to need to get in touch with the support team, considering I had never had a stolen bike. However, I had a nightmare situation when my bike was stolen the day before a house move. When I got in touch with the claims team, they very quickly started the process rolling and got my bike replaced in under two weeks. Reviewed on: 16th September 2025
Logan's avatar
Logan

good model, low costs!

5
Haven't had to claim yet but i really like their ethos and they do keep their prices low! Reviewed on: 16th September 2025
Cal Maney's avatar
Cal Maney

Very easy claims process, no excess

5
Very easy claims process, no excess Reviewed on: 16th September 2025
Edgars Sisejevs's avatar
Edgars Sisejevs

Dealt with my claim quickly and fairly

5
Dealt with my claim quickly and fairly Reviewed on: 16th September 2025
Andy Baxter's avatar
Andy Baxter

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