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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Outstanding, competent service!

5
Laka are absolutely outstanding. I’ve been insured with them for just over three years and have had to make two claims in that time. On both occasions the service was faultless – the team are consistently professional, friendly, and efficient. They work with excellent bike shops, which really shows in the quality of support you receive. When my handlebars were stolen, they sourced the specialist pair I originally had and went out of their way to make sure they were the correct fit. The claims process is simple and stress-free, and refunds have always arrived quickly. I couldn’t recommend them more highly. Reviewed on: 15th September 2025
C's avatar
C

Easy to use, clear terms of the policy.

5
Easy to use, clear terms of the policy. Website navigation simple. Reviewed on: 15th September 2025
Gareth's avatar
Gareth

Excellent and efficient customer service

5
Excellent and efficient customer service Reviewed on: 15th September 2025
Alan's avatar
Alan

Laka saved my bike!

5
I recorded a short video detailing my issue and laka contacted me very quickly. They took care of the repair and I had my bike back in record time! I hadn't thought it was repairable but with help.from laka I was able to ride my bike again and hopefully for many more years Reviewed on: 15th September 2025
Jdecosse's avatar
Jdecosse

Following an incident with a driver where I was knoc...

5
Following an incident with a driver where I was knocked off my bike and did not have insurance, i was keen to find some that catered for cyclists specifically. LAKA are co-operatively run, came recommended by several other cyclists, and my experience with them so far has been excellent - with two bicycles insured by them. Fairly priced and tailored for fellow cyclists, as someone who had never previously had insurance, I would wholeheartedly recommend them to others. Reviewed on: 15th September 2025
Tim O's avatar
Tim O

Laka has supported me from the beginning and is very...

5
Laka has supported me from the beginning and is very quick to act when needed Reviewed on: 15th September 2025
Steve DA's avatar
Steve DA

best cycle insurance out there

5
I've been with Paka fot over a year and had to make one claim. The process was very simple and the team was very helpful. I'd use them for all bikes I buy in life! Reviewed on: 15th September 2025
Dhruv S's avatar
Dhruv S

Laka great

5
very helpfull on all level when you have an issus with you bike Reviewed on: 15th September 2025
JC's avatar
JC

Great experience with Lanka so far!

5
Great experience with Lanka so far! Would recommend them to all cyclists Reviewed on: 15th September 2025
Jess O's avatar
Jess O

Very easy and hassle free setup and great informativ...

5
Very easy and hassle free setup and great informative website. Reviewed on: 15th September 2025
Ahmet E's avatar
Ahmet E

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