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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Super easy to use and nice clean user interface.

5
Super easy to use and nice clean user interface. I am grateful that they will insure cargo bikes without question, as this is often an issue with other insurance companies. Reviewed on: 3rd August 2026
James D's avatar
James D

Great company

5
My experience with Laka has been so positive. On the odd occasion I’ve had a query they have always got back to me quickly. They are transparent with their pricing and the premiums are very reasonable. Reviewed on: 3rd August 2026
BeesfortheWorld's avatar
BeesfortheWorld

Top notch service

5
Very quick and responsive team, focus on getting things sorted for the rider, providing a very good service.If you insure with Laka, you know you get good value and help in getting things back to how they were before the claim. Reviewed on: 3rd August 2026
max m's avatar
max m

No complications, the easy solution

5
The years of complicated insurance policies which never were 'right' were solved in a moment when I was introduced to Laka. Easy, straight forward and fit for purpose Reviewed on: 3rd August 2026
Anna's avatar
Anna

Easy to customise to my needs and good customer serv...

5
Easy to customise to my needs and good customer service. Reviewed on: 3rd August 2026
Fernando Nunes's avatar
Fernando Nunes

Flexible valuable cover

5
Great flexibility to adjust cover you need through the year reflecting different risks in different seasons. Reviewed on: 3rd August 2026
David A's avatar
David A

Great easy cliams experience

5
Great easy cliams experiences compared to what I have heard from others about claiming for their bikes. Reviewed on: 3rd August 2026
Chris G's avatar
Chris G

Clear comms, a cycling focus and reasonable but expl...

5
Clear comms, a cycling focus and reasonable but explained premiums. Reviewed on: 3rd August 2026
Lawrence K's avatar
Lawrence K

Insurance for cyclists, by cyclists.

5
Insurance for cyclists, by cyclists. Why wouldn’t you? Who else has the knowledge and experience to help those in their hour of need? Comprehensive and tailored cover delivered clearly. Reviewed on: 3rd August 2026
VC's avatar
VC

No Quibbles bicyvle insurance

5
They paid out immediately when I suffered a theft Reviewed on: 3rd August 2026
Andrew T's avatar
Andrew T

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