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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

A really easy online experience

5
A really easy online experience and always easy to navigate and a make changes. Reviewed on: 3rd August 2026
Paul Phoenix's avatar
Paul Phoenix

Easy to sign up, love the idea.

5
Easy to sign up, love the idea. While I have no experience claiming, it seems easy to do so and they seem to be very reasonable in resolving you're problems. Reviewed on: 3rd August 2026
Andrew S's avatar
Andrew S

Laka gives a fair price for bike insurance.

5
Laka gives a fair price for bike insurance. They are clear about what is covered Reviewed on: 3rd August 2026
Marloes Franssen's avatar
Marloes Franssen

Very fast response for an insurance company

5
Very fast response for an insurance company Reviewed on: 29th July 2026
OP's avatar
OP

Fantastic company and customer service.

5
Fantastic company and customer service. Great value for money. Super claims service when you need. Reviewed on: 28th July 2026
Cathryn Riley's avatar
Cathryn Riley

Great innovative business

5
Great innovative business with a progressive forward thinking business model. Reviewed on: 27th July 2026
Derek F's avatar
Derek F

Why not?

5
This is the best cycle insurance Reviewed on: 27th July 2026
Amador Gonzalez's avatar
Amador Gonzalez

Fantastic company amazing service

5
Dealt with my claim in quick time Reviewed on: 27th July 2026
Brian's avatar
Brian

Excellent user experience and company

5
I've used Laka for bicycle insurance and they are great. Good to communication, easy to use, and user-friendly policies and claims handling Reviewed on: 27th July 2026
Jasper's avatar
Jasper

Laka Review

5
Without question, the best cycle insurance provider! Reviewed on: 27th July 2026
SMP's avatar
SMP

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