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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2746)

Best bike insurance provider

5
They've been an excellent bike insurance provider. I've made one claim due to a stolen wheel and the claim prices was super smooth and painless. The monthly price is very affordable and their online portal is easy to use and beautiful. Reviewed on: 16th September 2025
A B's avatar
A B

Easy, Relevant, Effective!

5
Easy, Relevant, Effective! Bike insurance can be a big old stress, finding suitable cover for anything and everything that comes with enjoying time on your bike. Laka really do have you covered for any and every eventuality. Reviewed on: 16th September 2025
Jonny S's avatar
Jonny S

Happy with Laka

5
Laka offer a flexible range of insurance policies which can be adjusted to suit specific needs. I trust them to take care of my mountain bike insurance and am pleased with their customer support. A good option for my prized bike! Reviewed on: 16th September 2025
Nav 's avatar
Nav

Worthwhile

5
Only been with them a month, however a very easy setup and good value. Reviewed on: 16th September 2025
David 's avatar
David

They have been good so far

5
They have been good so far. I haven’t needed claims but adding a second bike did not overly inflate the cost. Reviewed on: 16th September 2025
Jan C's avatar
Jan C

Not had to use them thankfully but gives me great pi...

3
Not had to use them thankfully but gives me great piece of mind and not too expensive. Reviewed on: 16th September 2025
Jake A's avatar
Jake A

Easy sign up and clear levels of insurance

5
Easy sign up and clear levels of insurance Reviewed on: 16th September 2025
Michael's avatar
Michael

Astonishingly good claims experience and communication.

5
Astonishingly good claims experience and communication. And more than fair and transparent pricing. Reviewed on: 16th September 2025
Anders N's avatar
Anders N

I have good experience with laka

5
I have good experience with laka Reviewed on: 16th September 2025
Waqas A's avatar
Waqas A

Transparent process & good insurance options

4
Easy to set up and I love the insurance options that can be modified throughout the year, as needed (third party; racing; international travel). The only thing I would like to see is an option for different levels of cover for different bikes. Not yet had to claim (may it stay that way) but happy with Laka so far :) Reviewed on: 16th September 2025
Jennifer H's avatar
Jennifer H

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