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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

The best

5
Awesome experience all round, helpful customer service Reviewed on: 18th September 2020
Duncan Parks's avatar
Duncan Parks

Comprehensive and innovative insurance

5
Good flexible insurance that when the claims are low your premium lowers which is great! Not had to claim yet but have seen good reviews when people do need to. Reviewed on: 18th September 2020
Julian Daddy's avatar
Julian Daddy

Great insurance!

5
I love the fact that the fees are based on the collective claims and max fee is caped. Also, it works out so much cheaper to have all my bikes and accessories insured in one place. Reviewed on: 18th September 2020
Mag's avatar
Mag

Communal Insurance

5
My experience with Laka subverts my expectations — or previous experiences — with insurance companies. They are excellent at relieving the stresses that are usually associated with making a claim and get you back to the sport that you, and apparently they, love. Reviewed on: 18th September 2020
Jack's avatar
Jack

Great company. Great range

5
Offers cargos bike insurance at a reasonable price, no one else does! Reviewed on: 18th September 2020
Simon Bristow's avatar
Simon Bristow

Community Inspired Insurance

5
Transparent, Fair, Affordable The only insurer that perfectly shows the individual benefits of being part of and looking after the community. They are completely transparent, fair and affordable. I can confidently say I will never have to look for another bicycle insurer ever again. Reviewed on: 18th September 2020
Robert Cullen's avatar
Robert Cullen

Cheap, flexible cycle insurance.

4
The insurance pack is easy to setup and understand how has been paid to each month. I have had a friend who needed to make a claim and within 2 weeks he had need bike ready to roll. That is great timing with an insurer! My only (small) issue was with the public liability side of things where it took a long time for Laka to set it up. Reviewed on: 18th September 2020
Elton's avatar
Elton

Honest insurance

5
Haven’t had to claim yet but appreciate the community feel Laka creates! Reviewed on: 18th September 2020
Jameel's avatar
Jameel

Insurance for bikes by cyclists

5
Dealing with Laka is simple and less officious than anyone else I've used for bike insurance. I do get the feeling it's cyclists looking after cyclists! Reviewed on: 18th September 2020
Sean Breslin's avatar
Sean Breslin

The best cycle insurance in the whole World!!

5
The best insurance I have ever came across. Great prices and fantastic service. No contract so you can cancel anytime or simply pause it if you’re not using your bike for a period of time. 5 star service we were all waiting for is here available to all!! Reviewed on: 18th September 2020
Simon's avatar
Simon

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