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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Brilliant cycle insurance

5
Tailor made insurance for cyclist by people who understand cyclists and what they need, not some faceless corporate insurer for whom cycle insurance is just another ‘line of business’. Well done & thanks Laka Reviewed on: 18th September 2020
David Whatley's avatar
David Whatley

Easy to use

4
No hassle to sign up and you can cancel anytime. I like that there’s really no limit to the value of bikes you can cover. Reviewed on: 18th September 2020
Jesse Vernon's avatar
Jesse Vernon

Super simple service to use

5
The friendliest most helpful insurance company I've used so far! Reviewed on: 18th September 2020
Pete's avatar
Pete

Great comprehensive value insurance

5
Covers all the aspects of cycle insurance you require and at a very reasonable price Reviewed on: 18th September 2020
Alan Knott's avatar
Alan Knott

Great support and response!

5
I've been in chat with question before committing to laka insurance. And they have been very helpful and responsive to my answers and very assuring as well. Reviewed on: 18th September 2020
Stella's avatar
Stella

Incredible value, great service

5
I spent a long time looking around for a bike insurance provider that made you feel valued, so was surprised to find that Laka not only did this but also provided incredible value and flexibility. Have recommended to a number of my friends and they all appear to think the same thing, so add great consistency to the list as well! Reviewed on: 18th September 2020
Simon's avatar
Simon

Super service

5
Great instant service by Laka. Communication was always prompt and they do their upmost to get you back on the road. Friendly, reliable and super speedy! Reviewed on: 18th September 2020
Hannah's avatar
Hannah

Great Insurance very reasonable

5
Easy to sign up, very affordable, Great peace of mind. Reviewed on: 18th September 2020
Tracy Crossman 's avatar
Tracy Crossman

Great product, well targetted

5
Innovative approach to the concept Reviewed on: 18th September 2020
Blaise's avatar
Blaise

Simple and fair 'Community insurance'

5
Laka insurance is simple to set up and seems to be priced fairly, with a kind of community vision of looking after your bike to keep claims as low as possible so that we can all keep our premiums down. I am hoping to never have to make a claim but ride confidently knowing that if something happens I am covered. Reviewed on: 18th September 2020
S's avatar
S

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