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Laka: Cycle insurance reviews

4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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97%
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3%
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

Evolutiom

5
Great concept and deliver of services! Reviewed on: 7th September 2018

Bicycle insurance as it should be!

5
Laka clearly focus on their customers which is a great and often hard to find from an insurer. They product they offer is simple, easy to understand, and most notably, enables cyclists to support eahother, building a sense of community that is lost with modern insurance! Reviewed on: 7th September 2018

Best insurance you could ever want

5
The cheapest bike insurance I've ever had in my entire life. Brilliant company that just do what they say, offering people the best possible insurance. Reviewed on: 7th September 2018

Amazing company

5
Very good service, would recommend to everyone!!! Reviewed on: 7th September 2018

Great Company, great new idea

5
Rethinking insurance at core. Being one step ahead to the old corporates. Reviewed on: 7th September 2018

Great idea - fair price!

5
Love the idea, service & brand - turning bike insurance on its head Reviewed on: 7th September 2018

Perfect for cyclists

5
Fantastic cover which is also cheap - where is the catch? There is none? YEAH!!! Reviewed on: 7th September 2018

Super and Innovative!

5
I really enjoy Laka! They have such a cool business model concept and the service really works. I've covered two of my bicycles with them and I also had the opportunity to meet like minded people via their Laka Cycling Club. 5 Star Cycling Insurance! Reviewed on: 7th September 2018

Five star service!

5
I love the way Laka works- such a change from the normal insurance companies and was really easy to set up Reviewed on: 7th September 2018

Love the concept!

5
It's about time something like this came along! Great customer service too, would definitely recommend ... Reviewed on: 6th September 2018

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