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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Game-changing bike insurance

5
Brilliant company- love the concept and have recommended the company to many friends and colleagues and anyone else that uses them agrees! I like that it promotes honesty and there is a cap on how much I will pay for my bike insurance each month and it covers much more than most over bike insurance companies such as races etc. The website is easy to use and I've never had any issues whatsoever. I've thankfully not had to claim for anything yet so I cannot give feedback on how they handle claims but it's been a very positive experience so far. Reviewed on: 23rd August 2019
Suzf's avatar
Suzf

A New Spin On An Archaic Industry

5
Laka gives you the flexibility as a cyclist you need charging you a fair amount each month based on claims - ultimately it's turning the industry and the expected norm on it's head! Reviewed on: 23rd August 2019
IamAlastair's avatar
IamAlastair

AMazingly quick and fair settlement of claim

5
Such quick, friendly service and all done fairly to the community - what more could one ask for from an insurance company Reviewed on: 23rd August 2019
simon rothenbergs's avatar
simon rothenbergs

Quick, cheap and easy

5
Extremely helpful service, easy to use and understand and great prices Reviewed on: 23rd August 2019
MCloke's avatar
MCloke

Innovative

5
Very innovative. Have recommended to all my friends Reviewed on: 22nd August 2019
Disks sksbd's avatar
Disks sksbd

Innovative bike insurance that is good value

5
The cheapest quote I got to insure my best bike before you factor in that they each month they charge you less than quoted. Love the app for managing my insurance. Reviewed on: 22nd August 2019
Andrew Burrows's avatar
Andrew Burrows

Fair and transparent insurance

5
No claims yet (thankfully), but impressed with Laka's open pricing policy, its add-on benefits and feeling of community. Reviewed on: 22nd August 2019
Colin's avatar
Colin

Flexible, fair and competitive

5
I love the way it is tailor made to meet cyclist requirements Reviewed on: 22nd August 2019
Simon Roe's avatar
Simon Roe

Excellence!

5
Truly great, had to claim with a couple of weeks of opening account, got a replacement without any paperwork or other hassles! Also, customer service is genuinely friendly and great! RECOMMENDED!!! Reviewed on: 22nd August 2019
Vitalic77's avatar
Vitalic77

Laka is totally amazing cycle insurance. Simple!

5
I have recommended Laka to my cycling friends and most have signed up. It's is completely unique and because it's community-based it works for its members. Unfortunately, I also had to claim and their response was simply the best insurance claim experience I have ever had. I can't say enough about how great this company is. Reviewed on: 22nd August 2019
Julian Saunders's avatar
Julian Saunders

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