Smart Money People Logo
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,649 reviews, last reviewed 23rd Sep 2025
28600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Clear and efficient service, highly recommended. Clear and efficient service, highly recommended. Reviewed on: 23rd September 2025
Eduardo Guasque's avatar
Eduardo Guasque

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2649)

tailored insurance

5
Never before did I have such a tailored insurance product, well done Laka Reviewed on: 15th August 2018
Kathrin Gschwentner's avatar
Kathrin Gschwentner

Best product on the market!!

5
It’s not often you have a good experience when buying insurance. User friendly, well priced and incredibly reasonable! Highly recommended. Reviewed on: 14th August 2018
Pawel's avatar
Pawel

Novel way of bringing cooperative insurance into 21st century. Cheap, reliable and sense of community

5
They really understand their customer and what they want and need. Attractive branding and sign up journey. Reviewed on: 14th August 2018
Will Barry's avatar
Will Barry

Great idea!

5
What a great concept. It really helps to bring our cycling community together. Reviewed on: 14th August 2018
rg1990s's avatar
rg1990s

Good price for great cover

5
Always very helpful with finding the best cover for you! Reviewed on: 14th August 2018
Thessa Friebel's avatar
Thessa Friebel

Best bike insurance ever

5
I wouldn't spend my money in any other! Reviewed on: 14th August 2018
Miriam's avatar
Miriam

Innovative & convenient

5
Living in London where theft isn't rare, Laka offers me a piece of mind when it comes to my bike. Reviewed on: 14th August 2018
Anonymous's avatar
Anonymous

Like my bestfriend!

5
What can I saw about Lika?! It’s like my bestfriend.. I miss it when I’m not with it and love it when I am Reviewed on: 14th August 2018
Steven Bell's avatar
Steven Bell

Trustworthy, high-end bike insurance

5
Owning a bike is one thing, but immersing yourself in the cycling culture is another. For people like myself, choosing insurance for my high end bikes is something I take very seriously. Laka has proven to be exactly what it claims—easy, straight forward, no exclusions, and trustworthy. Very happy customer here. Reviewed on: 14th August 2018
Kristin Bell's avatar
Kristin Bell

The peoples people!

5
Laka's business model meets the demand of todays savvy consumer and gives them the insurance cover they deserve and nothing less. It makes sense - no premiums, policies or politics just plain and simple! Reviewed on: 13th August 2018
Jessica 's avatar
Jessica

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill