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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Feel good insurance

5
Been a happy customer for over a year and have only goodvthings to say! No worrying about if/when my premium will be hiked, no fear of some fine print scuppering a claim, just simple and honest insurance. I’ve recommended to several friends who all share my view that this is the best insurance we e ever bought! Reviewed on: 22nd August 2019
Ben A's avatar
Ben A

Excellent idea

5
I really enjoy getting the monthly updates, it really helps the feeling you are part of a community rather than a number. Hopefully more insurance companies follow their lead Reviewed on: 22nd August 2019
Ben's avatar
Ben

Unbelievable Customer Service & Value

5
The fairest insurance on the market as it is community based. When my bike was stolen they were incredible and had me back on the road with new equipment in a few days. Reviewed on: 22nd August 2019
Tom Mcmanus's avatar
Tom Mcmanus

Simply the best bike insurance

5
The Laka model is unique and transparent. I am covered for the full value of my bikes and know that if something goes wrong that Laka will have me back on the road in super quick time. When a car knocked me off and wrote off my bike Laka immediately settled my claim meaning I didn’t have to deal or wait for the car insurance company to process things their side. Laka covered the lot straight up (and sought settlement from the car insurance company separately) so I was back on the road within a week. The fact that I have saved about 60% than what I would pay elsewhere is icing on an already bountiful cake. Reviewed on: 22nd August 2019
Rupert Englander's avatar
Rupert Englander

Easy and affordable

5
very affordable and easy to add or remove bikes from my policy Reviewed on: 22nd August 2019
Marius Pelser's avatar
Marius Pelser

Great innovative bike insurance

5
I’ve been a laka. customer for some time now and have been totally satisfied with the cost and super customer service have done and will continue to recommend cannot fault the product or service. Reviewed on: 22nd August 2019
Stephen Bartlett's avatar
Stephen Bartlett

Excellent insurer

5
Insure my bikes with Laka - super easy to do and super fast and friendly if you need to make a claim. Reviewed on: 22nd August 2019
Robin Robin's avatar
Robin Robin

Innovative and transparent

5
Innovative and transparent insurance. Not the cheapest but then quality doesn’t come cheap. It’s nice to know where the money goes and the community makes it more than an insurance provider. Reviewed on: 22nd August 2019
Richard Oxley's avatar
Richard Oxley

Simple but specialist insurance for people with bikes

5
Good, honest and simple to manage bicycle insurance. The team at Laka we’re quick to respond to my questions, insurance is pretty comprehensive and the price competitive. What I like about this is that they also insure your bikes if in a locked shed. Would not hesitate to recommend: Reviewed on: 22nd August 2019
Jonathan Bunkall's avatar
Jonathan Bunkall

Awesome service!

5
I’ve used Laka for some time now and the experience has been top drawer. The community charging model works brilliantly, I’ve never paid the full monthly amount and have paid nothing a couple of times. But the best thing about Laka is the experience when I unfortunately had to make a claim. This was dealt with quickly, and easily, getting me back riding with no drama, fuss, or quibbles. I have already recommended Laka to lots of friends, and I wouldn't use any other insurer for my cycling kit now. Reviewed on: 22nd August 2019
Antony Meek's avatar
Antony Meek

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