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Laka: Cycle insurance reviews

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4.95
Based on 2,643 reviews, last reviewed 22nd Sep 2025
28100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

4

I find it too expensive. I find it too expensive. Maybe they should provide a cheaper option depending the area where you live? Reviewed on: 22nd September 2025
Sonia's avatar
Sonia

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2643)

Innovative and efficient service

5
Joining Laka was a game changer compared to all my previous experience with insurance companies. I'm delighted with the service and ultimately is excellent to be part of a community of like-minded people who are passionate about cycling and adventure! Reviewed on: 13th August 2018
Maria Teresa Weidlich's avatar
Maria Teresa Weidlich

quick and easy

5
affordable and quick and simple to sign up and to claim Reviewed on: 12th August 2018
Rowena Gardner's avatar
Rowena Gardner

Truly innovative insurance

5
If you are looking for an innovative cycling insurer with a real community aspect this is the company for you! Reviewed on: 12th August 2018
Dhanya pratheep's avatar
Dhanya pratheep

Great product

5
Great customer service very helpful over the phone. If you ride with friends or a club or team this is the insurance company for you. Reviewed on: 12th August 2018
Scott Woodhouse's avatar
Scott Woodhouse

A cheaper and easier way to insure your pack

5
I just find Laka a really slick, easy experience. No upfront payments and you only pay for damage if someone in your pack/group claims. And the payments cap out. Easy Reviewed on: 12th August 2018
Aj's avatar
Aj

Great insurance

5
New type of insurance, easy to set up and understand. So far has cost me very little to insure my bike. Reviewed on: 11th August 2018
Janet Aaron's avatar
Janet Aaron

Great product and service

5
Easy onboarding and consistent brilliant service throughout. Can't go wrong here. Reviewed on: 11th August 2018
Lisa Lutgen's avatar
Lisa Lutgen

Turning insurance on its head

5
Changes in the insurance world were long overdue. Laka is turning the current model around and finally doing something completely different. As a cyclist exactly what I was looking for. Go team Laka! Reviewed on: 10th August 2018
Babsi Possert's avatar
Babsi Possert

Real soul

5
Laka has a real soul behind it by showing it cares about it's consumers which is clearly ingrained in its business model. They are one of the first insurance businesses to change how I view insurance products I want them to do more products. They have a clever idea here. Reviewed on: 10th August 2018
Steve's avatar
Steve

Laka - top notch!

5
Really good value product that favours the cyclist above all else. Top notch and no complaints. Reviewed on: 10th August 2018
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Edward Goold

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