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Laka: Cycle insurance reviews

4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

Trustworthy, high-end bike insurance

5
Owning a bike is one thing, but immersing yourself in the cycling culture is another. For people like myself, choosing insurance for my high end bikes is something I take very seriously. Laka has proven to be exactly what it claims—easy, straight forward, no exclusions, and trustworthy. Very happy customer here. Reviewed on: 14th August 2018

The peoples people!

5
Laka's business model meets the demand of todays savvy consumer and gives them the insurance cover they deserve and nothing less. It makes sense - no premiums, policies or politics just plain and simple! Reviewed on: 13th August 2018

Great Company

5
Laka is a great Company, great customer Service and great Team. Finally a Company who cares about customers Reviewed on: 13th August 2018

'Best Cycle Insurer' award

5
Lasa deserves to win the 'Best Cycle Insurer' award Reviewed on: 13th August 2018

An awesome team doing an amazing job on the daunting challenge of changing insurance for good!

5
Getting to know each of the founders and their vision for this company and plans from business validation to expansion has been a magnificent experience. Looking at their current progress and results, their growing team and culture along with the customers they're reaching to and getting makes me curious about the brilliant (not-so-far) future Laka has! Reviewed on: 13th August 2018

Laka is awesome

5
For all the cyclists out there, Laka is the go-to for insurance Reviewed on: 13th August 2018

Great Stuff

5
Sign up is really easy, first bill was zero! subsequent bills have also been less than I paid before - plus I'm not tied down for a year anyway Reviewed on: 13th August 2018

Bike insurance made simple

5
Laka makes complicated insurance stuff simple, everything is straight forward Reviewed on: 13th August 2018

Innovative and efficient service

5
Joining Laka was a game changer compared to all my previous experience with insurance companies. I'm delighted with the service and ultimately is excellent to be part of a community of like-minded people who are passionate about cycling and adventure! Reviewed on: 13th August 2018

quick and easy

5
affordable and quick and simple to sign up and to claim Reviewed on: 12th August 2018

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