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Laka: Cycle insurance reviews

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4.95
Based on 2,648 reviews, last reviewed 23rd Sep 2025
28500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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97%
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Latest highest rating:

5

Twice a life saver They have helped me out twice. Once with a stolen bike battery and once with a stolen bike. The process was extremely straightforward the turnaround w... Read more Reviewed on: 23rd September 2025
Benjamin Vliegen's avatar
Benjamin Vliegen

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2648)

'Best Cycle Insurer' award

5
Lasa deserves to win the 'Best Cycle Insurer' award Reviewed on: 13th August 2018
Diana's avatar
Diana

An awesome team doing an amazing job on the daunting challenge of changing insurance for good!

5
Getting to know each of the founders and their vision for this company and plans from business validation to expansion has been a magnificent experience. Looking at their current progress and results, their growing team and culture along with the customers they're reaching to and getting makes me curious about the brilliant (not-so-far) future Laka has! Reviewed on: 13th August 2018
Alfonso's avatar
Alfonso

Laka is awesome

5
For all the cyclists out there, Laka is the go-to for insurance Reviewed on: 13th August 2018
Katherine Dvorkin's avatar
Katherine Dvorkin

Great Stuff

5
Sign up is really easy, first bill was zero! subsequent bills have also been less than I paid before - plus I'm not tied down for a year anyway Reviewed on: 13th August 2018
Ben's avatar
Ben

Bike insurance made simple

5
Laka makes complicated insurance stuff simple, everything is straight forward Reviewed on: 13th August 2018
Katerina's avatar
Katerina

Innovative and efficient service

5
Joining Laka was a game changer compared to all my previous experience with insurance companies. I'm delighted with the service and ultimately is excellent to be part of a community of like-minded people who are passionate about cycling and adventure! Reviewed on: 13th August 2018
Maria Teresa Weidlich's avatar
Maria Teresa Weidlich

quick and easy

5
affordable and quick and simple to sign up and to claim Reviewed on: 12th August 2018
Rowena Gardner's avatar
Rowena Gardner

Truly innovative insurance

5
If you are looking for an innovative cycling insurer with a real community aspect this is the company for you! Reviewed on: 12th August 2018
Dhanya pratheep's avatar
Dhanya pratheep

Great product

5
Great customer service very helpful over the phone. If you ride with friends or a club or team this is the insurance company for you. Reviewed on: 12th August 2018
Scott Woodhouse's avatar
Scott Woodhouse

A cheaper and easier way to insure your pack

5
I just find Laka a really slick, easy experience. No upfront payments and you only pay for damage if someone in your pack/group claims. And the payments cap out. Easy Reviewed on: 12th August 2018
Aj's avatar
Aj

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