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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,642 reviews, last reviewed 20th Sep 2025
28100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Great service. Great service. I really feel at ease with their insurance Reviewed on: 20th September 2025
Jose Mejia's avatar
Jose Mejia

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2642)

Great company, innovative model that aligns insurer and customer

5
The model where Laka charges only based on claim costs makes so much more sense than traditional insurance, as it aligns the insurer and the customers interests. Laka are a friendly company to deal with too. Have recommended to friends and family. Reviewed on: 10th August 2018
a214's avatar
a214

Clarity and fairness

5
It's how insurance should be - a shared pot of risk in which we reap the rewards for care of our possessions and all chip in when things go wrong. Reviewed on: 10th August 2018
Dan's avatar
Dan

Great service and customer support!

5
Great service and customer support! Reviewed on: 10th August 2018
Francesco's avatar
Francesco

Saving tons of money on my cycling insurance

5
So far I've saved tons of money on my cycling insurance. It's a great app that saves me money by pooling me with people like myself. Reviewed on: 10th August 2018
Kyle's avatar
Kyle

Great team

5
Laka have a great proposition that really turns insurance on its head. Great idea, great team. Reviewed on: 10th August 2018
James's avatar
James

Bike insurance made simple, and cheap!

5
Laka was very easy to set up, and already had a few free months with two bikes insured. Reviewed on: 10th August 2018
Charlie's avatar
Charlie

Great new cycle insurance idea

5
Really good idea which seems to be saving all users money Reviewed on: 10th August 2018
Oliver's avatar
Oliver

Great team and product

5
IGreat team and product. Bets cycle insurer Reviewed on: 10th August 2018
Ram's avatar
Ram

New View on insurance

5
Love the way they do business. A major shake up on the way for the industry. Innovation with imagination. Reviewed on: 10th August 2018
Dave Allen's avatar
Dave Allen

Great idea

5
Excellent idea which is genuinely disrupting the industry. They have turned premiums on their head and I hope the model is applied to other parts of insurance in the very near future. Reviewed on: 10th August 2018
John W's avatar
John W

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