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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Amazing!

5
Laka has changed the way we think about insurance and saves us money in the process. Would recommend to everyone! Reviewed on: 3rd September 2018
NMS's avatar
NMS

Just what the industry needed

5
How can you not love an insurance that is so transparent and where interests are aligned. Unique! Reviewed on: 3rd September 2018
MB's avatar
MB

Great transparent way to get insurance

5
Straightforward and clear! While you know the premium is as low as possible. Reviewed on: 3rd September 2018
Bernard's avatar
Bernard

Fantastic new solution for bike insurance

5
Aligning the interest of the customer and the insurer! Reviewed on: 3rd September 2018
Sam's avatar
Sam

Great company with great services

5
Great company with great services Reviewed on: 30th August 2018
Anonymous's avatar
Anonymous

Defining bike insurance the way it should be.

5
I've been a Laka customer for 7 months. for 4 months my premium has been zero. 2 months i paid out but much less than my capped premium. Once I paid the full premium. 7 months insurance for 5.5k of bikes and kit for about 75 pounds. And the best bit? When I have to pay a premium I really don't mind, because I am getting an unfortunate like-minded cyclist back on the road, and I know if that was me, how grateful I would be. This is the way insurance should be. Transparent. Innovative. Hassle Free. Rewarding. Fantastic! Reviewed on: 23rd August 2018
Rupert Englander's avatar
Rupert Englander

Outstanding insurance cover!

5
I am amazed by Laka innovative character in bringing up an adequate and fair solution to the insurance market by engaging with the cycling community to create a crowd based insurance business model! Reviewed on: 22nd August 2018
Maria Teresa Weidlich's avatar
Maria Teresa Weidlich

Innovative insurance

5
neat well managed web site that explains simply this new concept for insurance. I believe it will transfer to other fields. Reviewed on: 19th August 2018
Dave Allen's avatar
Dave Allen

Great value, simple insurance

5
Great value, simple insurance . Yet to claim, but impressed so far... Reviewed on: 17th August 2018
Griff's avatar
Griff

Great!

5
Really friendly, easy to use, would recommend Reviewed on: 17th August 2018
B's avatar
B

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