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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Fanlakatastic

5
Laka has been great. Such good value for money-would recommend Reviewed on: 15th August 2018
Harriet Skan's avatar
Harriet Skan

Amazing new insurance product and model

5
All the insurance products should follow this model. This gives real value for users and delivers a product shaped on the needs of the user. Reviewed on: 15th August 2018
Alessandro's avatar
Alessandro

Great, innovative product

5
Great, innovative product which helps you save on insurance costs from day 1. User-friendly and easy - 100% recommended! Reviewed on: 15th August 2018
Chris's avatar
Chris

A new insurance experience

5
I am normally always sceptical about insurances but Laka is the most honest and transparent model I could find. They also do have a great community of cyclists and it's easy to join! Reviewed on: 15th August 2018
Stephanie Antonia Sadjak's avatar
Stephanie Antonia Sadjak

tailored insurance

5
Never before did I have such a tailored insurance product, well done Laka Reviewed on: 15th August 2018
Kathrin Gschwentner's avatar
Kathrin Gschwentner

Best product on the market!!

5
It’s not often you have a good experience when buying insurance. User friendly, well priced and incredibly reasonable! Highly recommended. Reviewed on: 14th August 2018
Pawel's avatar
Pawel

Novel way of bringing cooperative insurance into 21st century. Cheap, reliable and sense of community

5
They really understand their customer and what they want and need. Attractive branding and sign up journey. Reviewed on: 14th August 2018
Will Barry's avatar
Will Barry

Great idea!

5
What a great concept. It really helps to bring our cycling community together. Reviewed on: 14th August 2018
rg1990s's avatar
rg1990s

Good price for great cover

5
Always very helpful with finding the best cover for you! Reviewed on: 14th August 2018
Thessa Friebel's avatar
Thessa Friebel

Best bike insurance ever

5
I wouldn't spend my money in any other! Reviewed on: 14th August 2018
Miriam's avatar
Miriam

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