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Laka: Cycle insurance reviews

4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Innovative & convenient

5
Living in London where theft isn't rare, Laka offers me a piece of mind when it comes to my bike. Reviewed on: 14th August 2018

Like my bestfriend!

5
What can I saw about Lika?! It’s like my bestfriend.. I miss it when I’m not with it and love it when I am Reviewed on: 14th August 2018

Trustworthy, high-end bike insurance

5
Owning a bike is one thing, but immersing yourself in the cycling culture is another. For people like myself, choosing insurance for my high end bikes is something I take very seriously. Laka has proven to be exactly what it claims—easy, straight forward, no exclusions, and trustworthy. Very happy customer here. Reviewed on: 14th August 2018

The peoples people!

5
Laka's business model meets the demand of todays savvy consumer and gives them the insurance cover they deserve and nothing less. It makes sense - no premiums, policies or politics just plain and simple! Reviewed on: 13th August 2018

Great Company

5
Laka is a great Company, great customer Service and great Team. Finally a Company who cares about customers Reviewed on: 13th August 2018

'Best Cycle Insurer' award

5
Lasa deserves to win the 'Best Cycle Insurer' award Reviewed on: 13th August 2018

An awesome team doing an amazing job on the daunting challenge of changing insurance for good!

5
Getting to know each of the founders and their vision for this company and plans from business validation to expansion has been a magnificent experience. Looking at their current progress and results, their growing team and culture along with the customers they're reaching to and getting makes me curious about the brilliant (not-so-far) future Laka has! Reviewed on: 13th August 2018

Laka is awesome

5
For all the cyclists out there, Laka is the go-to for insurance Reviewed on: 13th August 2018

Great Stuff

5
Sign up is really easy, first bill was zero! subsequent bills have also been less than I paid before - plus I'm not tied down for a year anyway Reviewed on: 13th August 2018

Bike insurance made simple

5
Laka makes complicated insurance stuff simple, everything is straight forward Reviewed on: 13th August 2018

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