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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Great service and simply and fair to claim

5
Great service and simply and fair to claim Reviewed on: 6th October 2025
Andy Baxter's avatar
Andy Baxter

Amazing bicycle insurer with great customer service...

5
Amazing bicycle insurer with great customer service and products, couldn't be more helpful. Reviewed on: 6th October 2025
Elliott Green's avatar
Elliott Green

Great value service and nothing is too much trouble

5
Great value service and nothing is too much trouble Reviewed on: 6th October 2025
Sue C's avatar
Sue C

Laka for the ride

5
Best customer support at an affordable price Reviewed on: 6th October 2025
Lapi's avatar
Lapi

Dedicated insurer for cyclists.

5
Dedicated insurer for cyclists. Great value and service Reviewed on: 5th October 2025
p t's avatar
p t

Great value for money.

5
Great value for money. Great company. Reviewed on: 3rd October 2025
stephen's avatar
stephen

Great customer service

5
Very helpful customer service and easy to follow website/joining up Reviewed on: 2nd October 2025
Wendy's avatar
Wendy

User-Friendly.

5
Not had to claim anything yet, but the experience thus far has been very customer-friendly. Reviewed on: 30th September 2025
Jonny R's avatar
Jonny R

Proper bike insurance

4
They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm optimistic, to a point. I love the flexibility and the price, plus the ability to insure all my clothing and accessories. I like that they are a bike insurance company rather than an insurance company adding bikes as an afterthought. Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

The ONLY good insurance company

5
Love laka, appreciate the transparency, the flexibility and the values. First insurance company that actually feels like they are on your side. Reviewed on: 24th September 2025
Nikhil T's avatar
Nikhil T

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