Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2746)

Go laka!

5
Go laka! Woohoo!!!!!!!!!!!!!!!!!!! Reviewed on: 16th September 2025
IW's avatar
IW

My experience has smooth and straightforward

5
My experience has been smooth and straightforward so far. The process of setting up the policy was clear, and I felt confident that my bike is properly covered. The information provided was easy to understand, and I appreciated the flexibility in tailoring the cover to my needs. Thankfully, I haven’t had to make a claim yet, but it gives me peace of mind knowing that support is there if I need it. Reviewed on: 16th September 2025
Adrian Whereat's avatar
Adrian Whereat

Really clear, user friendly and transparent.

5
Really clear, user friendly and transparent. Reviewed on: 16th September 2025
Patrik E's avatar
Patrik E

Peace of Mind with Laka

5
Fortunately I have not had to make a claim but am confident that by using my gold rated lock I will be protected. Reviewed on: 16th September 2025
Gary K's avatar
Gary K

Laka is excellent

5
Laka is easy to use and it all makes sense (they aren’t out to confuse you to make more money). Their transparency is amazing. Their claims process is simple and customer-focussed. Reviewed on: 16th September 2025
Chloe W's avatar
Chloe W

Love laka!

5
Have used laka for years and wouldn’t consider using anyone else for bike insurance! Reviewed on: 16th September 2025
Felicity 's avatar
Felicity

I’ve always found Laka to be amazing

5
I’ve always found Laka to be amazing - both in terms of customer experience but also functionality Reviewed on: 16th September 2025
Josh's avatar
Josh

I’ve had to recently do a claim with Laka and their...

5
I’ve had to recently do a claim with Laka and their communication was flawless. I felt supported throughout the whole process. Reviewed on: 15th September 2025
Lara B's avatar
Lara B

I made a claim after being hit by a car and having s...

5
I made a claim after being hit by a car and having serious injuries and facial surgery. The team at laka were really helpful and responsive. Taking my claim seriously from the beginning and ensuring I received a new bike quickly Reviewed on: 15th September 2025
Holden W's avatar
Holden W

Super easy process when I had a bike accident.

5
Super easy process when I had a bike accident. Reviewed on: 15th September 2025
Benjamin C's avatar
Benjamin C

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill