Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2746)

They accommodated my need

5
They did not have problems with my circumstances, while others insurers did. That's why they got my money. Reviewed on: 16th September 2025
Karol's avatar
Karol

Easy to use the app and got referred by my...

5
Easy to use the app and got referred by my housemate Reviewed on: 16th September 2025
Christopher B's avatar
Christopher B

Great insurance - very individual.

5
Great insurance - very individual. Price varies each month depending upon number of claims the previous month. Feels like a genuine company wanting to offer a great deal. Reviewed on: 16th September 2025
Andrew R's avatar
Andrew R

Great value, providing peace of mind

5
Great value, providing peace of mind Reviewed on: 16th September 2025
Sam K's avatar
Sam K

Pricey, but better safe than sorry

5
I've been a Laka insurance policy user for over 2 years. While expensive, it's good to know that I am covered. Add-ons are easy to add/cancel to the standard cover when riding abroad. Reviewed on: 16th September 2025
Sidney S's avatar
Sidney S

New helmet

5
I had to claim for a new bike helmet after a crash and Laka acted quickly and made me feel really comfortable throughout the classics prices, even going so far as to let me choose the colour of my replacement lid. Reviewed on: 16th September 2025
Cox's avatar
Cox

Laka provide value for money insurance, with several...

5
Laka provide value for money insurance, with several options available for cover, at a reasonable cost. Reviewed on: 16th September 2025
Marc Burge's avatar
Marc Burge

Great company.

5
Great company. Excellent customer service. Reviewed on: 16th September 2025
Andy's avatar
Andy

Laka are amazing

5
Laka have always supported when I’ve either had my bike stolen or even when I’ve crashed it. Great customer service from the team and always easy to reach. Reviewed on: 16th September 2025
Michael w's avatar
Michael w

Quick, easy and very friendly.

5
Quick, easy and very friendly. I felt very supported and there was no delay in getting me back on the bike. In no time I was back doing the sport that I love. Thank you to the LAKA team for working so hard to getting us back on two wheels. Reviewed on: 16th September 2025
Aaron Santos's avatar
Aaron Santos

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill