Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2746)

Not had to contact customer service

5
Not had to contact customer service Reviewed on: 15th September 2025
Gl's avatar
Gl

Gold standard insurance for bikes

5
I have had to claim with Lala a few times now, and each time there have been absolutely no qualms. The focus was always about getting my bike on the road asap. Reviewed on: 15th September 2025
Ray J's avatar
Ray J

easy to communicate with, open on their pricing

5
easy to communicate with, open on their pricing Reviewed on: 15th September 2025
james m's avatar
james m

Outstanding, competent service!

5
Laka are absolutely outstanding. I’ve been insured with them for just over three years and have had to make two claims in that time. On both occasions the service was faultless – the team are consistently professional, friendly, and efficient. They work with excellent bike shops, which really shows in the quality of support you receive. When my handlebars were stolen, they sourced the specialist pair I originally had and went out of their way to make sure they were the correct fit. The claims process is simple and stress-free, and refunds have always arrived quickly. I couldn’t recommend them more highly. Reviewed on: 15th September 2025
C's avatar
C

Easy to use, clear terms of the policy.

5
Easy to use, clear terms of the policy. Website navigation simple. Reviewed on: 15th September 2025
Gareth's avatar
Gareth

Excellent and efficient customer service

5
Excellent and efficient customer service Reviewed on: 15th September 2025
Alan's avatar
Alan

Laka saved my bike!

5
I recorded a short video detailing my issue and laka contacted me very quickly. They took care of the repair and I had my bike back in record time! I hadn't thought it was repairable but with help.from laka I was able to ride my bike again and hopefully for many more years Reviewed on: 15th September 2025
Jdecosse's avatar
Jdecosse

Following an incident with a driver where I was knoc...

5
Following an incident with a driver where I was knocked off my bike and did not have insurance, i was keen to find some that catered for cyclists specifically. LAKA are co-operatively run, came recommended by several other cyclists, and my experience with them so far has been excellent - with two bicycles insured by them. Fairly priced and tailored for fellow cyclists, as someone who had never previously had insurance, I would wholeheartedly recommend them to others. Reviewed on: 15th September 2025
Tim O's avatar
Tim O

Laka has supported me from the beginning and is very...

5
Laka has supported me from the beginning and is very quick to act when needed Reviewed on: 15th September 2025
Steve DA's avatar
Steve DA

best cycle insurance out there

5
I've been with Paka fot over a year and had to make one claim. The process was very simple and the team was very helpful. I'd use them for all bikes I buy in life! Reviewed on: 15th September 2025
Dhruv S's avatar
Dhruv S

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill