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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
86% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Such a good quick professional service.

5
Such a good quick professional service. Very happy to have them insure my gear. Reviewed on: 1st August 2025
Michael S's avatar
Michael S

Easy to use, clearly explanined and great customer s...

5
Easy to use, clearly explanined and great customer service Reviewed on: 1st August 2025
Jake B's avatar
Jake B

Quick, efficient, trustworthy

5
I had a bad crash and Laka covered everything in a quick and no-nonsense way. I’m picking up my new bike this weekend! Chuffed with the service. Reviewed on: 1st August 2025
Emilia M's avatar
Emilia M

Great insurance

5
Super easy to set up and use. Would thoroughly recommend, Reviewed on: 1st August 2025
J C's avatar
J C

Great experience

5
Very fast response and full payment Reviewed on: 1st August 2025
Dim's avatar
Dim

I heard lots of good comments about Laka and got my...

5
I heard lots of good comments about Laka and got my insurance without any issues. Very easy to setup, also as a designer I should say you guys have such a good branding and website! Reviewed on: 1st August 2025
Ahmet E's avatar
Ahmet E

Cheap, transparent and effective.

5
Cheap, transparent and effective. The level of cover you get is great, even covering your gear and any damage while riding. They are completely transparent every month on where my money is going, and what is going on in the cycle world as a collective. They are clearly a passionate team people that have their finger on the pulse of what people need. I do not generally like insurers, as they always seem to put their bottom-line first at the expense of the 'customer', but it feels like they (whilst obviously looking after their bottom-line too) put the customer higher than others. Reviewed on: 1st August 2025
Rich C's avatar
Rich C

Friendly, trusting and super efficient

5
Friendly, trusting and super efficient Reviewed on: 1st August 2025
M R's avatar
M R

Having a bike stolen sucks but Laka make it suck less.

5
Had bike stolen and they couldn't have been more helpful in sorting a replacement. Reviewed on: 1st August 2025
MB's avatar
MB

bike as a whole, not just groups

5
I like Laka as it recognises the total value of a bike, particularly the costs with making a bike work for the individual (saddle, handle bars, mud guards, locks etc). Reviewed on: 1st August 2025
kevans252's avatar
kevans252

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