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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Excellent vile for money

5
Looking for. good provider, luckily I found one that covers all of my needs Reviewed on: 18th September 2025
JT's avatar
JT

I needed to make a claim, it was a stress free proce...

5
I needed to make a claim, it was a stress free process, the bike shop i used however wasnt the greatest in the end, but working with Laka I got the best result despite the poor shop I used. I couldn't fault anything they did for me, and the after claim team was also amazing. Reviewed on: 18th September 2025
Simon Shrimpton's avatar
Simon Shrimpton

Easy, ethical and cheap

4
I just signed up and it was a very easy process. Rates are cheap and the companies an is community minded. Reviewed on: 18th September 2025
Lo's avatar
Lo

Ideal insurance company for cyclists

5
Always prompt replies, fair prices, easy-to-use app and my claim was handled fairly and thoroughly. Reviewed on: 17th September 2025
Jim H's avatar
Jim H

Quick and easy from getting a quote to setting up in...

5
Quick and easy from getting a quote to setting up insurance Reviewed on: 17th September 2025
Cheryl M's avatar
Cheryl M

No stress

5
Found app very useful and easy to use. Reviewed on: 17th September 2025
Scott S's avatar
Scott S

I had a brilliant experience making a claim with Laka.

5
I had a brilliant experience making a claim with Laka. It was simple and easy to make a claim. I love that they send a transparent report each month with the costs of your premium and where the money goes on claims. Reviewed on: 17th September 2025
Sam L's avatar
Sam L

Exceptional service - highly recommended

5
Bike was written off in a race, and the experience dealing with Laka representative Steph was exceptional- fast efficient service, so easy to deal with - highly recommended Reviewed on: 17th September 2025
Robin B's avatar
Robin B

Brilliant cover and service

5
I’ve been really impressed with Laka Cycle Insurance. Signing up was quick and simple, and I love their community-based approach — it feels transparent and fair compared to traditional insurers. The app is easy to use, and filing a claim was straightforward with fast, clear communication throughout. My bike is a big investment and it’s reassuring to know it’s in safe hands. Highly recommend Laka to any cyclist looking for reliable, hassle-free cover. Reviewed on: 17th September 2025
Hassan N's avatar
Hassan N

It's good, but the amount of options has a price

4
At the beginning was quite flexible,but last year they've changed some options, making more expensive. Reviewed on: 17th September 2025
Marcelo M's avatar
Marcelo M

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