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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
86% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Best insurance I’ve ever dealt with.

5
Best insurance I’ve ever dealt with. Compassionate and amazing Reviewed on: 1st August 2025
Angie P's avatar
Angie P

Very well priced and claims are easy

5
I’m pay very little for the two cycles in my home. It’s relieving to know they got my back. While I never lost my cycle I did got my lights stolen and the claim was extremely straightforward. Reviewed on: 1st August 2025
Anonymous's avatar
Anonymous

Excellent model, community minded.

5
Excellent model, community minded. Reviewed on: 1st August 2025
Simone's avatar
Simone

Intuitive, helpful insurance

5
I have not had to make a claim yet but found the process of obtaining and setting up my Laka insurance very simple and easy. The options for cover (including accessories) are great and the interface is very simple to use. The cost of cover is great and I really appreciate the breakdown given at the end of every month. Reviewed on: 1st August 2025
Alex F's avatar
Alex F

How all insurance should be

5
So easy to use, very transparent, and out the customer first Reviewed on: 1st August 2025
TR's avatar
TR

Reassurance from Friends & Colleagues.

5
Not had to make any claims just yet, but heard fab things form other friends, colleagues & cycle club members. Reviewed on: 1st August 2025
jir2601's avatar
jir2601

Exceptionally easy to manage changes in your bike fl...

5
Exceptionally easy to manage changes in your bike fleet. Extremely good claim handling when I had to make one after a disagreement with a car Reviewed on: 1st August 2025
Steve T's avatar
Steve T

Smart, easy onboarding.

5
Smart, easy onboarding. Considerably cheaper than others Reviewed on: 1st August 2025
Mark Acheson's avatar
Mark Acheson

easy to set up, lots of information

5
easy to set up, lots of information Reviewed on: 1st August 2025
KE's avatar
KE

Extremely helpful and friendly service

5
I had part of my bike stolen and Laka were extremely helpful with the whole process, getting me back up and running quickly. Reviewed on: 1st August 2025
EJ M's avatar
EJ M

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