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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

I haven’t had to make a claim yet, but I am confiden...

5
I haven’t had to make a claim yet, but I am confident if I do that Laka will support me and provide a good service. Reviewed on: 17th September 2025
Jane 's avatar
Jane

All's cool dude.

4
All's cool dude.Easy to use website,Get an e-mail every month.Haven't claimed so far so cannot comment on how Laka fairs in that regard. Reviewed on: 17th September 2025
Jayley M's avatar
Jayley M

Genuinely Brilliant Service

5
I've had to claim twice with Laka now, and both times the experience was flawless. The team is incredibly helpful, the process is lightning-fast, and there's no hassle. It's refreshing to have insurance that offers such fantastic value for money and actually delivers when you need it. Highly recommended! Reviewed on: 17th September 2025
Josh G's avatar
Josh G

Best insurance

5
Thorough insurance - cycling happily around London Reviewed on: 17th September 2025
Septimia (7mia)'s avatar
Septimia (7mia)

I have been using Laka for my bikes insurance for ov...

5
I have been using Laka for my bikes insurance for over a year. Luckily I have not had to do a claim but have been happy with the service they have provided and the value for money. They have great communications and easy to understand policies. Reviewed on: 17th September 2025
Annabelle S's avatar
Annabelle S

Laka provided quality service when I needed it

4
Laka replaced all components damaged after a collision with a pot hoke and a nail that penetrated my rear wheel rim. They loaded with my chosen service provider (Trek Piccadilly in Manchester) and made a payment direct to them! All was good Reviewed on: 17th September 2025
Malc Wood's avatar
Malc Wood

Transparent pricing

5
Laka has a very transparent pricing structure, and i appreciate the monthly breakdown of how insurances are spent among customers. The refer a friend program has benefitted both myself and my friend and given us both great insurance deals. Reviewed on: 17th September 2025
Alice L's avatar
Alice L

Thumbs up

5
Great service, very helpful team Reviewed on: 17th September 2025
Andy D's avatar
Andy D

Becoming a member was seamless, I love their website

5
Becoming a member was seamless, I love their website Reviewed on: 17th September 2025
Peter I's avatar
Peter I

Insured. Thankfully not had to claim though..

5
Have insurance with you and thankfully not had any cause to use your services so added neutral to a couple of your reviews... hoping it stays that way and at least feel comfortable that my precious bikes are covered Reviewed on: 17th September 2025
Fuss's avatar
Fuss

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