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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2746)

co-operative, honest, innovative

5
Great level of information, co-operative, honest, innovative Reviewed on: 6th August 2025
Alabaster's avatar
Alabaster

An amazing company that is reforming Insurance

5
An amazing company that is reforming Insurance and creating a collective responsibility and shared risk. I cant wait until they start doing car and house insurance and disrupt the bloated traditional insurance market Reviewed on: 5th August 2025
Steve B's avatar
Steve B

Great no nonsense self managed flexible insurance.

5
They are a great, no nonsense, easy to use and understand insurance provider, with an intuitive website to self-manage items to be insured, level of cover required etc, and it’s very flexible too. I wish all insurers were as good! Reviewed on: 5th August 2025
Aderb's avatar
Aderb

Easy to use!

5
Easy to use! I have made a claim yet. Reviewed on: 5th August 2025
Chantelle M's avatar
Chantelle M

Simple easy process, excellent customer service!

5
Simple easy process, excellent customer service! Reviewed on: 4th August 2025
Michelle R's avatar
Michelle R

Very transparent pricing structure, and all friends...

5
Very transparent pricing structure, and all friends who have made a claim have been fairly assessed and compensated quickly. Reviewed on: 4th August 2025
Harrison C's avatar
Harrison C

Absolutely thrilled with my experience using Laka Cy...

5
Absolutely thrilled with my experience using Laka Cycle Insurance! Their customer service is outstanding—quick, friendly, and always helpful. The value for money is incredible. I had a minor claim, and it was handled smoothly and efficiently with zero stress. I feel truly looked after as a cyclist, and I’m very likely to recommend Laka to friends and family. It’s rare to find an insurance company that feels this personal and supportive! Reviewed on: 4th August 2025
Foday Kamara's avatar
Foday Kamara

Considered pricing and good communication.

5
Have been using Laka for a couple of months now. No claims thankfully but I like the way they communicate and their pricing appears to be derived from real market data and applied fairly. Reviewed on: 4th August 2025
Ken A's avatar
Ken A

Love the ease and simplicity of Laka insurance.

5
Love the ease and simplicity of Laka insurance. Highly recommend it! Reviewed on: 4th August 2025
Mille Holst's avatar
Mille Holst

great no issues.

5
great no issues. Not had to claim yet but they've always been helpful if i had any questions Reviewed on: 4th August 2025
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suzannac

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