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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Affordable and powered by people

5
Recommended by a friend, I’ve never encountered any problems with Laka, I like that it’s affordable and powered by people Reviewed on: 17th September 2025
Ellie C's avatar
Ellie C

Amazing claims experience.

5
Amazing claims experience. Unlike other insurers, it felt like they wanted to settle my claim. Reviewed on: 17th September 2025
Laurence Hunter's avatar
Laurence Hunter

Fair with spread over cyclists

5
Easy insurance. Fair with spread over cyclists. Great support. Reviewed on: 17th September 2025
Tom A's avatar
Tom A

Excellent insurance service provider

5
It is convenient to get quick insurance coverage for my bike using Laka. Reviewed on: 17th September 2025
Siddhartha Pande's avatar
Siddhartha Pande

First class service great products

5
First class service great products Reviewed on: 17th September 2025
Dionne 's avatar
Dionne

Great service and value

5
Impressed with the service and value of insurance, especially after moving from an insurance company that I was not impressed with the handling of a claim. Reviewed on: 16th September 2025
Chris E's avatar
Chris E

Cooperative model insurance provider

5
The cooperative model says it all. The premium structure is fair and transparent, and because of the cooperative model, collective community have influence on premiums. Claims processing is straightforward and reimbursement quick - I've since filed a claim within the last 1.5 years. Reviewed on: 16th September 2025
Ty L's avatar
Ty L

Transparent experience

5
Transparent experience, from the moment you join and monthly report on claims paid. I haven’t had a claim yet but heard from friends that’s straight forward and fair, Reviewed on: 16th September 2025
Al N's avatar
Al N

Laka - no nonsense cycle insurance

5
Easy to understand rate structure . Uncomplicated set-up and straight-talking communications. Great concept, modern way to approach the daunting world of insurance premiums! Feel looked after and everything feels easy and transparent. Reviewed on: 16th September 2025
Eve R's avatar
Eve R

Premium service and fantastic team, but not cheap

5
Very responsive, supportive and efficient in handling claims and processing payments etc. very friendly team. Claim online portal could be improved as uploading documents could be a bit clunky. They are certainly not the cheapest, but one has to match the price to the quality of the service which is excellent. Reviewed on: 16th September 2025
Marco B's avatar
Marco B

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