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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Quick and easy

5
Getting insurance for my bike with Laka was quick and easy. The process was straightforward, and the price is very fair. I’m very satisfied and would definitely recommend it. Reviewed on: 16th September 2025
Thiago's avatar
Thiago

Cycle insurance made for cyclists

5
brilliant purpose made insurance Reviewed on: 16th September 2025
George's avatar
George

Easy to set up

5
Easy to set up and clear billing each month Reviewed on: 16th September 2025
Steve M's avatar
Steve M

Very clear and good communication.

5
Very clear and good communication. Never an issues and understand where my money is going monthly. Reviewed on: 16th September 2025
Fiona A's avatar
Fiona A

I have had a positive experience with quick responses.

5
I have had a positive experience with quick responses. Problems were sorted quickly and promptly. Reviewed on: 16th September 2025
Samuel M's avatar
Samuel M

Great efficient customer service that look after the...

5
Great efficient customer service that look after their customers. Reviewed on: 16th September 2025
Hannah's avatar
Hannah

I’ve been really impressed with Laka’s unique approach

5
I’ve been really impressed with Laka’s unique approach to cycle insurance. The sign-up process was straightforward and the pricing model feels fair and transparent—especially as it rewards a community of careful riders. Customer service was prompt and friendly when I had questions, and all my policy details were easy to access online. Thankfully, I haven’t needed to make a claim so far, but knowing repairs and replacements are covered gives me real confidence when I’m out riding. Highly recommended for peace of mind and excellent value." Reviewed on: 16th September 2025
CHRIS G's avatar
CHRIS G

I like that they’re transparent about where your mon...

5
I like that they’re transparent about where your money is going and what it’s for. I weirdly feel a sense of community despite it being an insurance company?! The amount you pay changes based on whether people have actually had accidents/thefts etc Reviewed on: 16th September 2025
Frederick W's avatar
Frederick W

Easy to set up, great value for money.

5
Easy to set up, great value for money. Reviewed on: 16th September 2025
Kieran R's avatar
Kieran R

Re-onboarded after an extended break from cycling.

5
Re-onboarded after an extended break from cycling. The team explained the process and im happily back, safe in the knowledge im covered if anything should happen. Reviewed on: 16th September 2025
Conrad M's avatar
Conrad M

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