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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
80% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2683)

10/10 never let me down

5
Laka is amazing! they come through every time for me - everyone is so kind and quick at responding - I love that its a collective because I submit claims knowing it wont effect my personal rates - how insurance should be done Reviewed on: 15th July 2025
Cecily Page's avatar
Cecily Page

Rapid to resolve claims and great customer service!

5
Rapid to resolve claims and great customer service! Reviewed on: 14th July 2025
Laura K's avatar
Laura K

I can only say good things about Laka!

5
I can only say good things about Laka! The whole service is extremely easy to set up and get your bike and equipment insured and if anything does go wrong I’ve only had incredible experiences! The team have been super helpful in getting my claims sorted and helping out if I ever have any questions. Reviewed on: 14th July 2025
Tom C's avatar
Tom C

I love everything about Laka!

5
I love everything about Laka! I know I'm paying only for what truly happened withing the community and that we are all trying to make a difference together! Reviewed on: 14th July 2025
Pauline's avatar
Pauline

a laka laka love!

5
This.is more than a cycle insurance business, this is a community of people passionate about keeping you on the road safely and getting you back on when something goes wrong! Reviewed on: 5th November 2024
Nigel Walsh's avatar
Nigel Walsh

Great experience.

5
Great experience. Super company. Reviewed on: 31st October 2024
Sian W's avatar
Sian W

great attitude, honest, informative.

5
great attitude, honest, informative. Handled my theft pragmatically and well. Reviewed on: 29th October 2024
James Woods's avatar
James Woods

Top drawer

5
Excellent and love the community model Reviewed on: 24th October 2024
jonathan pfitzner's avatar
jonathan pfitzner

longstanding customer - fairly priced and comprehens...

5
longstanding customer - fairly priced and comprehensive coverage that is reassuring if I ever needed it Reviewed on: 18th October 2024
Alex F's avatar
Alex F

a refreshing take on bike insurance

5
Yet to need to claim but the flexibility and options they have around getting the ride cover for my bike are amazing Reviewed on: 14th October 2024
Alistair P's avatar
Alistair P

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