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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

Insurance that genuinely has your back Reviewed on: 9th October 2024

A great way to keep your bike safe.

A great way to keep your bike safe. Laka are very clear with their price breakdown and their communication frequency is just right - not too often! Reviewed on: 1st October 2024

Luckily I havent had to claim through Laka, but I ha...

Luckily I havent had to claim through Laka, but I have plenty of cycling friend who have and they have nothing but good things to say about Laka. Hopefully I'll never have to go through the claims process, but if I do, atleast I know I'll be in good hands. Reviewed on: 1st October 2024

Great simple offering, known to be reliable

Great simple offering and known to be reliable in assessing claims. Wish the cover was slightly more flexible, for example by allowing bolt on holiday cover for short periods. Reviewed on: 1st October 2024

Great value - dedicated insurance

Great value and 'cooperative' style business. Reviewed on: 1st October 2024

Great experience with Laka after stress of stolen bike

My bike was stolen from a communal bike shed in my flats. Police and building management weren't particularly helpful in investigating, but Laka had me back up and running on a new bike in no time. Completely stress free experience, good advice on similar bikes available, processed incredibly quickly. Really really appreciate it. Reviewed on: 1st October 2024

Super fair insurance model.

Super fair insurance model. I know where my cash goes! Reviewed on: 27th September 2024

Best insurer I ever had.

Best insurer I ever had. The service is great, the knowledge of the customer service is very good and helped me with my issues. I already had 2 reclaims and both were handled very quick. Reviewed on: 26th September 2024

Insurance made simple and easy

Nothing bad to say about the company, super simple to get a quote and make any adjustments to your policy. Everything is just super simple and easy unlike the majority of other insurance companies out there! I feel confident our training and racing knowing that Laka has my back. Reviewed on: 25th September 2024

Been very helpful when I needed it.

Been very helpful when I needed it. Especially when my house was robbed they were really helpful in a time of distress for me. :) Reviewed on: 12th September 2024

Highly recommend!

Great experience with claims and prompt customer service! Reviewed on: 12th September 2024

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