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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2746)

Cheap, transparent and effective.

5
Cheap, transparent and effective. The level of cover you get is great, even covering your gear and any damage while riding. They are completely transparent every month on where my money is going, and what is going on in the cycle world as a collective. They are clearly a passionate team people that have their finger on the pulse of what people need. I do not generally like insurers, as they always seem to put their bottom-line first at the expense of the 'customer', but it feels like they (whilst obviously looking after their bottom-line too) put the customer higher than others. Reviewed on: 1st August 2025
Rich C's avatar
Rich C

Friendly, trusting and super efficient

5
Friendly, trusting and super efficient Reviewed on: 1st August 2025
M R's avatar
M R

Having a bike stolen sucks but Laka make it suck less.

5
Had bike stolen and they couldn't have been more helpful in sorting a replacement. Reviewed on: 1st August 2025
MB's avatar
MB

bike as a whole, not just groups

5
I like Laka as it recognises the total value of a bike, particularly the costs with making a bike work for the individual (saddle, handle bars, mud guards, locks etc). Reviewed on: 1st August 2025
kevans252's avatar
kevans252

Best insurance I’ve ever dealt with.

5
Best insurance I’ve ever dealt with. Compassionate and amazing Reviewed on: 1st August 2025
Angie P's avatar
Angie P

Very well priced and claims are easy

5
I’m pay very little for the two cycles in my home. It’s relieving to know they got my back. While I never lost my cycle I did got my lights stolen and the claim was extremely straightforward. Reviewed on: 1st August 2025
Anonymous's avatar
Anonymous

Excellent model, community minded.

5
Excellent model, community minded. Reviewed on: 1st August 2025
Simone's avatar
Simone

Intuitive, helpful insurance

5
I have not had to make a claim yet but found the process of obtaining and setting up my Laka insurance very simple and easy. The options for cover (including accessories) are great and the interface is very simple to use. The cost of cover is great and I really appreciate the breakdown given at the end of every month. Reviewed on: 1st August 2025
Alex F's avatar
Alex F

How all insurance should be

5
So easy to use, very transparent, and out the customer first Reviewed on: 1st August 2025
TR's avatar
TR

Reassurance from Friends & Colleagues.

5
Not had to make any claims just yet, but heard fab things form other friends, colleagues & cycle club members. Reviewed on: 1st August 2025
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jir2601

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