Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2918)

I trust Laka to deliver an excellent service

5
Laka have been incredibly helpful from my first enquiry to purchasing the insurance. Their portal is very easy to use and their costs are clearly laid out. I trust them to go a good job for both me and other users. Reviewed on: 16th September 2025
Caroline's avatar
Caroline

Great value for money for high value bikes

5
Great value for money, very transparent on cost & comprehensive cover, esp for high value bikes. Reviewed on: 16th September 2025
Alasdair L's avatar
Alasdair L

So far so good.

5
So far so good... No claims yet. Full review if I ever need to make a claim. Reviewed on: 16th September 2025
F R's avatar
F R

Very easy and clear, great website and communications

5
Very easy and clear, great website and communications Reviewed on: 16th September 2025
Jac C's avatar
Jac C

Easy to use & trusted company.

5
Easy to use & trusted company. Good value for money Reviewed on: 16th September 2025
Sarah F's avatar
Sarah F

Laka was recommended by a cycling friend and I have...

5
Laka was recommended by a cycling friend and I have no regrets! I feel so much safer, and really appreciate the regular cost updates. Thank you. Reviewed on: 16th September 2025
Rosie A's avatar
Rosie A

They take the best approach, easy, affordable, ethic...

5
They take the best approach, easy, affordable, ethical, good customer service Reviewed on: 16th September 2025
Simon J's avatar
Simon J

Perfect Service (when its needed)

5
I've made x2 claims over the years and level of service has been amazing, quick and efficient. Reviewed on: 16th September 2025
Simon L's avatar
Simon L

Quick and friendly claims process from Laka

5
I’ve been paying for the insurance for awhile and didn’t think I was likely to need to get in touch with the support team, considering I had never had a stolen bike. However, I had a nightmare situation when my bike was stolen the day before a house move. When I got in touch with the claims team, they very quickly started the process rolling and got my bike replaced in under two weeks. Reviewed on: 16th September 2025
Logan's avatar
Logan

good model, low costs!

5
Haven't had to claim yet but i really like their ethos and they do keep their prices low! Reviewed on: 16th September 2025
Cal Maney's avatar
Cal Maney

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill