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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

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4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Superb Service!

Fantastic experience with Laka. The team are attentive and friendly, great service all round. Reviewed on: 16th July 2019

Outstanding experience

Laka boasts arguably the best proposition and user experience out there – I think it’s a must for every cyclist Reviewed on: 12th October 2023

Great insurance and business

Cost competitive and transparent in their pricing Reviewed on: 12th October 2023

Great value for the level of cover

I feel that I’m getting an honest deal for the cover I requested. From reading the reviews I think that Laka are on my side- that’s not been my experience with other (motor) insurance companies. Reviewed on: 12th October 2023

Great Company

Reliable and professional company Reviewed on: 12th October 2023

Easiest claim process ever

I recently had an accident and bike got damaged; the whole claim was done in under a week Reviewed on: 12th October 2023

Good price and fantastic service

Great fast service when you need them. Easy communication. Fast payment. Reviewed on: 12th October 2023

smart cycle insurance

Easy and helpful service, it worth every penny that you paid. Reviewed on: 12th October 2023

Best insurance for bicycles

They provide amazing services and the customer support is great! Reviewed on: 12th October 2023

Fantastic company to deal with

Great prodcuts and a great company to partner with Reviewed on: 12th October 2023

Great cover!

Easy to buy! Great to know that I am covered for my regular journeys. I have been a happy customer for a few years! Reviewed on: 12th October 2023

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