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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Six months in and it's surprising

5
I'm definitely saving much more money by going with Laka and dropping anything cycling related from my house insurance. Reviewed on: 3rd October 2023
Greg's avatar
Greg

Love Laka

5
Awesome product and super service from Team Laka. Reviewed on: 3rd October 2023
Tim Wright's avatar
Tim Wright

Laka are there when you need it!

5
Had both our new bikes insured with Laka, my partner was unlucky and had an accident, Laka was easily reachable and responded/helped in a timely manner. Reviewed on: 3rd October 2023
Hannes Riepler's avatar
Hannes Riepler

Friendly, fast, reliable

5
Their services are easy to use and informative. The customer service is friendly and fast, and full of industry knowledge. Claims were dealt with speedily and with concern. Love their monthly newsletter. Would recommend. Reviewed on: 3rd October 2023
Alison Murray's avatar
Alison Murray

Easy cheap cycle liability insurance

5
Hope I never need to use it but I'm glad I've got it. Reviewed on: 3rd October 2023
markymark67's avatar
markymark67

Peace of mind

5
Peace of mind for half the price of a coffee and part of a community that shares an interest and a mission. What more could you ask for? Reviewed on: 3rd October 2023
Ed C's avatar
Ed C

Super!

5
Easy, clear, friendly, simple; just super! Reviewed on: 3rd October 2023
Peleg Michaeli's avatar
Peleg Michaeli

Laka is great

5
Was recommended Laka by a friend who had their bike replaced within days after a crash. Have not yet made a claim myself but setting up an account has been easy. Reviewed on: 3rd October 2023
Chris's avatar
Chris

Very well priced insurance!

5
Luckily I have not had to use their services yet for bicycle replacement but the extras are nice and the price is excellent Reviewed on: 3rd October 2023
Ben Burgess's avatar
Ben Burgess

Straightforward and Fair

5
I signed up for Laka Insurance's Core plan a few months back, and the experience has been solid. What caught my attention is their unique model where monthly contributions are based on the collective claims of the community, ditching the traditional fixed premium approach. It feels fair and transparent. The Core plan provides liability coverage and some handy cycling discounts without any excess on bike claims. It's a straightforward, no-nonsense insurance plan that does what it promises without any hidden catches. One feature I appreciate is the absence of binding annual contracts, giving me the flexibility to leave whenever I want. Overall, Laka provides a refreshing take on insurance with a community-centric approach. It's a reliable choice for a cyclist looking for a straightforward and fair insurance plan. Reviewed on: 3rd October 2023
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Aisling Kelly

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