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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Great experience with Laka after stress of stolen bike

5
My bike was stolen from a communal bike shed in my flats. Police and building management weren't particularly helpful in investigating, but Laka had me back up and running on a new bike in no time. Completely stress free experience, good advice on similar bikes available, processed incredibly quickly. Really really appreciate it. Reviewed on: 1st October 2024
Joseph E's avatar
Joseph E

Super fair insurance model.

5
Super fair insurance model. I know where my cash goes! Reviewed on: 27th September 2024
John S's avatar
John S

Best insurer I ever had.

5
Best insurer I ever had. The service is great, the knowledge of the customer service is very good and helped me with my issues. I already had 2 reclaims and both were handled very quick. Reviewed on: 26th September 2024
Jenny's avatar
Jenny

Insurance made simple and easy

5
Nothing bad to say about the company, super simple to get a quote and make any adjustments to your policy. Everything is just super simple and easy unlike the majority of other insurance companies out there! I feel confident our training and racing knowing that Laka has my back. Reviewed on: 25th September 2024
Tom C's avatar
Tom C

Been very helpful when I needed it.

5
Been very helpful when I needed it. Especially when my house was robbed they were really helpful in a time of distress for me. :) Reviewed on: 12th September 2024
Alex's avatar
Alex

Highly recommend!

5
Great experience with claims and prompt customer service! Reviewed on: 12th September 2024
Abdullah S's avatar
Abdullah S

I’ve been unfortunate enough to have a couple of get...

5
I’ve been unfortunate enough to have a couple of get downs this year, both of which I am glad I am covered by Laka. Second to non service in getting me back on the road as soon as possible. Can’t speak highly enough of them, nothing is ever too much. Reviewed on: 11th September 2024
Carl S's avatar
Carl S

I was unfortunately knocked off my bike

5
I was unfortunately knocked off my bike whilst training in an attempted robbery and the drive train of my bike was severely damaged. Laka were very sympathetic and efficient in processing the insurance claim so that my local bike shop could do the relevant repairs and get me back on the road. Reviewed on: 11th September 2024
Anthony C's avatar
Anthony C

Hassle free settlement of my claim.

5
Hassle free settlement of my claim. Good value for money. Reviewed on: 10th September 2024
Larry Hunter's avatar
Larry Hunter

Great experience, very easy and prompt service

5
Great experience, very easy and prompt service Reviewed on: 10th September 2024
Kate S's avatar
Kate S

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