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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Fantastic

5
Great comms, flexible cover and contract, I honestly don’t know why people would use anyone else! Reviewed on: 3rd October 2023
Mic Pappa's avatar
Mic Pappa

Cheap and excellent cover

5
Feel way more secure knowing Laka has me covered! Reviewed on: 3rd October 2023
Anthony McKee's avatar
Anthony McKee

Laka is truly the best

5
Recently switched and joined with laka as the coverage is so much better to others. Highly recommend Reviewed on: 3rd October 2023
Adriana Penruddocke's avatar
Adriana Penruddocke

Fair and simple insurance

5
Having a bike in London can be fairly stressful with thefts and accidents rife. With laka I have piece of mind that my bike is protected & will be dealt with fairly if any incident occurs. Reviewed on: 3rd October 2023
Olivia Mckeone's avatar
Olivia Mckeone

Great bike insurance

5
Great customer service and a very straight forward claims process. Very recommended! Reviewed on: 3rd October 2023
Ben Fields's avatar
Ben Fields

Super friendly and affordable

5
Feel really secure knowing Laka is insuring my bike. Reviewed on: 3rd October 2023
Brad McCormick's avatar
Brad McCormick

Run by cyclists for cyclists

5
I hope you never need to claim, but if you do, my experience is that Laka is there for you. My LBS found them super to deal with too Reviewed on: 2nd October 2023
David Andrews's avatar
David Andrews

Great insurance

5
Very fair price, easy to use website and clear terms of cover. Not had to claim yet but I have confidence in their service for when I may have to. Reviewed on: 2nd October 2023
James Brown's avatar
James Brown

Would recommend!

5
Does everything I need at a good price. Reviewed on: 2nd October 2023
James Middleton's avatar
James Middleton

Best of the best

5
I have never expected like this type of service. It was truly awesome. I am not giving review for only winning money but it really means a lot for me as I am a delivery rider. The price is a bit expensive as I thought. Thank you! Reviewed on: 2nd October 2023
Padam Bahadur Thapa's avatar
Padam Bahadur Thapa

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