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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,747 reviews, last reviewed 9th Aug 2026
6200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer contact, really good speaking to... Excellent customer contact, really good speaking to a real person who felt like a fellow cyclist Reviewed on: 9th August 2026
oliver wong's avatar
oliver wong

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great product for cyclists

5
An excellent niche cycling insurance policy that really understands what cover is required. Fair, effective, great value. Reviewed on: 12th October 2023
Emma capello's avatar
Emma capello

Great insurance concept

5
Very professional team to work with as a partner and you feel the passion driving Laka to be the best bike insurance company in Europe Reviewed on: 12th October 2023
Daniel Frank's avatar
Daniel Frank

Awesome experience

5
Fantastic customer service - always prepared to go beyond the call of duty to keep the customer happy. Reviewed on: 12th October 2023
Ian Bond's avatar
Ian Bond

Perfect for cyclists

5
If you love your bike then get cover from the experts. They love cycling as much as you do. Reviewed on: 12th October 2023
Aaron Hill's avatar
Aaron Hill

A very happy customer.

5
They delt with my claim very quickly with absolute minimum fuss. Couldn't recommend them highly enough. Reviewed on: 12th October 2023
Craig's avatar
Craig

Outstanding experience

5
Laka boasts arguably the best proposition and user experience out there – I think it’s a must for every cyclist Reviewed on: 12th October 2023
Nikita Shimkus's avatar
Nikita Shimkus

Great insurance and business

5
Cost competitive and transparent in their pricing Reviewed on: 12th October 2023
Jack 's avatar
Jack

Great value for the level of cover

5
I feel that I’m getting an honest deal for the cover I requested. From reading the reviews I think that Laka are on my side- that’s not been my experience with other (motor) insurance companies. Reviewed on: 12th October 2023
Phil Waters's avatar
Phil Waters

Great Company

5
Reliable and professional company Reviewed on: 12th October 2023
Steven Tudor 's avatar
Steven Tudor

Easiest claim process ever

5
I recently had an accident and bike got damaged; the whole claim was done in under a week Reviewed on: 12th October 2023
Christian's avatar
Christian

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