Smart Money People Logo
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,655 reviews, last reviewed 5th Oct 2025
29100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Dedicated insurer for cyclists. Dedicated insurer for cyclists. Great value and service Reviewed on: 5th October 2025
p t's avatar
p t

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2655)

Laka - making a community through a financial product

5
Laka's membership based collective memory insurance pool is a different way of approaching insurance. Reviewed on: 2nd October 2023
Alexandra Cass's avatar
Alexandra Cass

Super easy to use and affordable

5
Very easy to use and personalise the policy. Responsive and good value. Reviewed on: 2nd October 2023
Callum's avatar
Callum

Excellent service

5
Very easy to set up, great price and gives me peace of mind I would highly recommend Reviewed on: 2nd October 2023
claire goodlet's avatar
claire goodlet

Great insurance

5
These people really know how to run a cycle insurance business! Reviewed on: 2nd October 2023
Aaron Wilkins's avatar
Aaron Wilkins

Part of the family

5
I've loved every minute of being insured by Laka. I love the business model, the updates and the pricing. They're like part of the family. Reviewed on: 2nd October 2023
txltxl5's avatar
txltxl5

The Cycling insurance run by cyclists

5
Very easy to get insured and great customer service, and affordable also Reviewed on: 2nd October 2023
Enzo Orsi's avatar
Enzo Orsi

I've not experienced a better insurance programme ever

5
I've only been a member for a month but I did consider insurance for an old bike a while hike. These guys are super transparent about fees and I've not had any upselling. This is my kinda gig!!! Reviewed on: 2nd October 2023
Michael Harris's avatar
Michael Harris

Super informative team

5
Luckily never had to make a claim but super informative team on all aspects like bike lock information etc Great correspondence between the team and myself always feel like they got your back good luck with awards go team laka Reviewed on: 2nd October 2023
Carl Johnson's avatar
Carl Johnson

By far the best insurance

5
Easy and ticks all boxes other insurance companies do provide Reviewed on: 2nd October 2023
Alain Mutijima's avatar
Alain Mutijima

Great service

5
Great service and terms that fit the needs of actual cyclists. Reviewed on: 2nd October 2023
T a n's avatar
T a n

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill