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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,654 reviews, last reviewed 3rd Oct 2025
29000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

Great value for money. Great value for money. Great company. Reviewed on: 3rd October 2025
stephen's avatar
stephen

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2654)

Good insurance!

5
Easy sign up process and reasonable rates makes it an easy choice to recommend Reviewed on: 2nd October 2023
Ross Taylor's avatar
Ross Taylor

so friendly and focussed on cyclists

5
the cover process is so simple and transparent Reviewed on: 2nd October 2023
S Clarke's avatar
S Clarke

Very good value

5
Use for 3rd party cover and Laka is great value compared to others and has a clear policy. Reviewed on: 2nd October 2023
Alec Renton's avatar
Alec Renton

Exceptional peace of mind insurance

5
Extremely easy to take out an insurance without any hassle. Broad cover, good price and friendly and helpful customer service. Reviewed on: 2nd October 2023
Simon Shield 's avatar
Simon Shield

Easy & Straightfoward

5
Laka is easy to use, in terms of amending cover and adding new elements to cover. I like how they keep me updated on what they're paying out on each month. Reviewed on: 2nd October 2023
Emily's avatar
Emily

Straight Forward and Reasonable Cost Bike Insurance

5
Liability and security peace of mind covered, monthly cost clearly explained and hasn't, as yet approached the ceiling limit. Reviewed on: 2nd October 2023
Tony's avatar
Tony

New to Laka

5
Fortunately I haven’t needed to claim via Laka. I have joined them because of lots of positive recommendations. Reviewed on: 2nd October 2023
JC's avatar
JC

Very good service

5
You get what you pay for and this means you get good efficient service. Reviewed on: 2nd October 2023
Alex's avatar
Alex

Cycle insurance set up by cyclists!

5
Rather than a yearly premium, you pay a monthly amount based on the use of Laka by their customers (e.g. settling claims) but always with a maximum monthly rate. Genius! Reviewed on: 2nd October 2023
Paul White 's avatar
Paul White

Easy to sign up

5
Great for peace of mind cycling about town and locking up our ebike Reviewed on: 2nd October 2023
Henry Ker's avatar
Henry Ker

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