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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Good price and fantastic service

5
Great fast service when you need them. Easy communication. Fast payment. Reviewed on: 12th October 2023

smart cycle insurance

5
Easy and helpful service, it worth every penny that you paid. Reviewed on: 12th October 2023

Best insurance for bicycles

5
They provide amazing services and the customer support is great! Reviewed on: 12th October 2023

Fantastic company to deal with

5
Great prodcuts and a great company to partner with Reviewed on: 12th October 2023

Great cover!

5
Easy to buy! Great to know that I am covered for my regular journeys. I have been a happy customer for a few years! Reviewed on: 12th October 2023

Fantastic

5
Fault-proof cyclist-centric insurer. Reviewed on: 12th October 2023

Fair Insurance that is Affordable and Customisable

5
I'm consistently pleasantly surprised with each month's share of collective claims, and adding and removing itemised cover on individual bikes and equipment couldn't be easier. The new liability add on is also nicely priced and most welcome. Reviewed on: 12th October 2023

Insurance how it should be...

5
I love the Laka brand as it makes me feel like I'm interacting with a company that is caring for it's customers and not trying to extract maximum value out of them! I wish all insurance products were as well thought out and relevant to their market as Laka is... Reviewed on: 12th October 2023

Fantastic Service

5
A speedy resolution with a fantastic level of service Reviewed on: 12th October 2023

Best ethical cycle insurance

5
Best ethical cycle insurance You can get,more like insurance with a conscience! Fantastic Reviewed on: 12th October 2023

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review