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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,654 reviews, last reviewed 3rd Oct 2025
29000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

Great value for money. Great value for money. Great company. Reviewed on: 3rd October 2025
stephen's avatar
stephen

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2654)

Kindest cycling insurance there is

5
Brilliant insurance that encourages honesty and supports fellow cyclists. Reviewed on: 2nd October 2023
Tim wijers's avatar
Tim wijers

Exceptional value

5
Excellent value for money, exoert advice and super friendly customer service. Nothing complicated about the process of getting insurance and kept up to date with tips and information. Reviewed on: 2nd October 2023
Julie Brown's avatar
Julie Brown

Best insurance policy

5
This is the best insurance company for e-bikes in my eye Reviewed on: 2nd October 2023
Mahedi Hasan Fahim's avatar
Mahedi Hasan Fahim

Smooth claims handling service

5
Best claims handling service I've dealt with - quick and communicative throughout Reviewed on: 2nd October 2023
FD's avatar
FD

Straightforward Insurance

5
Laka provides a hassle-free and upfront approach to bicycle insurance. The process was efficient and the premium cost is reasonable. Reviewed on: 2nd October 2023
Miguel Rafael Tagalog's avatar
Miguel Rafael Tagalog

Cooperative cooperative

5
Love the community feel of Laka. I have made a couple of claims and, although the second is pending, they have been excellent bike people who understand cycling and cyclists Reviewed on: 2nd October 2023
rupertlewis@mac.com's avatar
[email protected]

Value for money, great quality service

5
Great experience, ethical, professional, friendly team- highly recommend for cycle insurance. My claim was dealt and processed quickly- wow factor with them. Reviewed on: 2nd October 2023
Sukhbir Singh's avatar
Sukhbir Singh

Simple and effective cover for all

4
The great thing about Laka is that the price is competitive but you get a lot of value for money, especially as the insurance premium is often cheaper than the quoted maximum each month. I couldn’t be happier with the insurance I have with Laka Reviewed on: 2nd October 2023
David Thomas's avatar
David Thomas

the review

3
It is great value and easy to set up Reviewed on: 2nd October 2023
Anonymous's avatar
Anonymous

Very very good company

5
Wonderful experience with laka. I thought online only claims with video statements wouldn’t work well but it did! Very good pricing too. Reviewed on: 2nd October 2023
Sam's avatar
Sam

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