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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,653 reviews, last reviewed 2nd Oct 2025
28900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

Great customer service Very helpful customer service and easy to follow website/joining up Reviewed on: 2nd October 2025
Wendy's avatar
Wendy

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2653)

Pretty Good

4
Bit pricey but pretty good - havent had to deal with any claims yet but so far theyve done everything i've wanted Reviewed on: 2nd October 2023
Alex Taylor's avatar
Alex Taylor

Transparent and great customer service

5
Provided excellent service and is very easy to make adjustments to policy Reviewed on: 2nd October 2023
Giaan Powar's avatar
Giaan Powar

So far so good!

5
Clear and concise information and relatively cheap too! Reviewed on: 2nd October 2023
Toemarsh's avatar
Toemarsh

No problems so far

5
Excellent hassle-free company to sign up for when looking for a bike insurance Reviewed on: 2nd October 2023
George Kousouris's avatar
George Kousouris

Cheap and collective!

5
I love the concept of Laka - their pricing is also transparent and they are very good at communicating with their members. Reviewed on: 2nd October 2023
Cal Maney's avatar
Cal Maney

Good quality

5
They provide great service with a good coverage for a good price very easy sign up and you get updates regarding how many people they help and what extra services they provide. Reviewed on: 2nd October 2023
Kieran Elford's avatar
Kieran Elford

Comprehensive coverage

5
Haven't yet needed to claim but I know that I have someone to look over my shoulders should the need arise. Reviewed on: 2nd October 2023
Zo Ninja's avatar
Zo Ninja

Sharing liability

5
Laka's product works with the spirit of cyclists - looking out for one another, not spending extravagantly and having high standards. Reviewed on: 28th September 2023
Richard Middleton's avatar
Richard Middleton

Great!

5
Great customer service and the best insurance for cycling! Reviewed on: 22nd September 2023
Harry's avatar
Harry

Amazing service!

5
Overly impressed with customer service!! Reviewed on: 22nd September 2023
Natasha Howard's avatar
Natasha Howard

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