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Laka: Cycle insurance reviews

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4.95
Based on 2,670 reviews, last reviewed 6th Oct 2025
30600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Amazing company and amazing product. Amazing company and amazing product. Would definitely recommend it. Reviewed on: 6th October 2025
Sp's avatar
Sp

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2670)

Easy cheap cycle liability insurance

5
Hope I never need to use it but I'm glad I've got it. Reviewed on: 3rd October 2023
markymark67's avatar
markymark67

Peace of mind

5
Peace of mind for half the price of a coffee and part of a community that shares an interest and a mission. What more could you ask for? Reviewed on: 3rd October 2023
Ed C's avatar
Ed C

Super!

5
Easy, clear, friendly, simple; just super! Reviewed on: 3rd October 2023
Peleg Michaeli's avatar
Peleg Michaeli

Laka is great

5
Was recommended Laka by a friend who had their bike replaced within days after a crash. Have not yet made a claim myself but setting up an account has been easy. Reviewed on: 3rd October 2023
Chris's avatar
Chris

Very well priced insurance!

5
Luckily I have not had to use their services yet for bicycle replacement but the extras are nice and the price is excellent Reviewed on: 3rd October 2023
Ben Burgess's avatar
Ben Burgess

Straightforward and Fair

5
I signed up for Laka Insurance's Core plan a few months back, and the experience has been solid. What caught my attention is their unique model where monthly contributions are based on the collective claims of the community, ditching the traditional fixed premium approach. It feels fair and transparent. The Core plan provides liability coverage and some handy cycling discounts without any excess on bike claims. It's a straightforward, no-nonsense insurance plan that does what it promises without any hidden catches. One feature I appreciate is the absence of binding annual contracts, giving me the flexibility to leave whenever I want. Overall, Laka provides a refreshing take on insurance with a community-centric approach. It's a reliable choice for a cyclist looking for a straightforward and fair insurance plan. Reviewed on: 3rd October 2023
Aisling Kelly's avatar
Aisling Kelly

Fantastic

5
Great comms, flexible cover and contract, I honestly don’t know why people would use anyone else! Reviewed on: 3rd October 2023
Mic Pappa's avatar
Mic Pappa

Cheap and excellent cover

5
Feel way more secure knowing Laka has me covered! Reviewed on: 3rd October 2023
Anthony McKee's avatar
Anthony McKee

Laka is truly the best

5
Recently switched and joined with laka as the coverage is so much better to others. Highly recommend Reviewed on: 3rd October 2023
Adriana Penruddocke's avatar
Adriana Penruddocke

Fair and simple insurance

5
Having a bike in London can be fairly stressful with thefts and accidents rife. With laka I have piece of mind that my bike is protected & will be dealt with fairly if any incident occurs. Reviewed on: 3rd October 2023
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Olivia Mckeone

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