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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

They know cycling

5
When ever I had made contact with LAKA, I had spoken to someone who knows about cycling and understands this. Great service. Reviewed on: 6th September 2023
Mark Cain 's avatar
Mark Cain

Quick, helpful and back on 2 wheels in no time

5
Unfortunately I've had to submit 2 claims to Laka in the last year, and both times the team were nothing but helpful throughout the claims process. They were quick to advise when help was needed, and the claims were opened resolved in no time. Reviewed on: 6th September 2023
Casey's avatar
Casey

Flexible folks who really know cycling

5
Laka is simple to use, flexible and perfectly tailored to cycling and cyclist's needs. Great value too. Reviewed on: 6th September 2023
Richard Schofield's avatar
Richard Schofield

Laka best for me so far

5
Yellow jersey awful experience. Lost money on trying to get a new bike sorted with them after crash and took months. Crashed racing with laka and sorted me out in 3 days. Reviewed on: 6th September 2023
Tom Boshell's avatar
Tom Boshell

Very friendly and stress free

5
Having come off my bike and broken the frame I needed to submit a claim. The team at laka were extremely friendly and made the whole process stress free! No hassle, no bother. Claim was outcomed in a matter of days Reviewed on: 6th September 2023
George's avatar
George

Has me Covered for any eventualities!

5
I have been with Laka for a few years now and they have been there to help me in quick time when I had a couple of incidents. I feel that they are an insurance company that totally understands the needs of a keen cyclist. They totally get it! Reviewed on: 6th September 2023
nicolas georgiou's avatar
nicolas georgiou

Easy as a collective!

5
Very easy to set up and all the cover I needed. Flexible pricing which has always been the best can’t fault it. Reviewed on: 5th September 2023
Guy H's avatar
Guy H

Great service

5
Very happy with the price and communication from the company. Reviewed on: 4th September 2023
matt coleman's avatar
matt coleman

Quality insurance product

5
Great product with a fantastic community and support built around it, I'll never stop recommending Laka to friends! Reviewed on: 4th September 2023
Danny Edwards's avatar
Danny Edwards

Best insurance out there

5
I had my ebike stolen in a violent attack 11months ago, only 2 month after I started my insurance with Laka. They were very efficient and super kind and I got everything replaced swiftly and also got some funds for osteopath treatment for my injuries. Would never change. Reviewed on: 4th September 2023
Birgit Bomball's avatar
Birgit Bomball

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