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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

very well priced

5
Very well priced and super easy to take out insurance. It’s great to be part of a collective to help cover the cost of stolen bikes and kit. Hopefully I never need to make a claim but I’d imagine it would be a breeze. Reviewed on: 4th September 2023
Luke Dennis's avatar
Luke Dennis

The Best Cycling Insurance

5
Laka bicycle insurance supports the cycling community through an open, fair and inspired approach to insurance. Reviewed on: 3rd September 2023
Julian Free's avatar
Julian Free

Does exactly what it says on the tin

5
Fantastic insurance that does exactly what it says, no hassle no quibble insurance who are quick to resolve issues Reviewed on: 3rd September 2023
Ed B's avatar
Ed B

A great concept

5
So reasonably priced and great to know that we are only paying for what is claimed each month. Reviewed on: 2nd September 2023
Kath Nicholls's avatar
Kath Nicholls

Value for money

5
Great cover, reasonable premiums part of a collective rather than corporate, meets my personal views & requirements all in one. Reviewed on: 2nd September 2023
Anthony Piff's avatar
Anthony Piff

Fab company

5
Easy to use and got me back on the road after my bike was stolen. Thank you! Reviewed on: 2nd September 2023
Tash's avatar
Tash

authentic insurance

5
The original idea of insurance is a community helping out when bad things happen and this is what laka is doing. No big shareholders, just simple honest cover. Reviewed on: 2nd September 2023
ed's avatar
ed

Really simple to setup, website is really easy

5
I've been very happy with Laka for the last few years and then they got in touch to say I could cut my premiums in half by dropping race cover (I have never raced). What sort of company does that?! fantastic. Reviewed on: 1st September 2023
Andrew Burrows's avatar
Andrew Burrows

Hassle free coverage

5
Haven't had to use it and hope I don't, but from the reviews it seems to be comprehensive and I like the fact I am covered one month at a time and I am not tied in. Reviewed on: 1st September 2023
Kerry Wiggins's avatar
Kerry Wiggins

convenient service

5
very easy to sign up and great company to get service with its offers. Reviewed on: 1st September 2023
Kadi P's avatar
Kadi P

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