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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

No nonsense and cooperative bike insurance

5
Fortunately I haven't made a claim, so can't talk to that side of things. But overall very happy with the dynamic nature of the insurance policy. Reviewed on: 1st September 2023
Markus S's avatar
Markus S

Fast and informative

5
I filled out a form to get a quote from Laka. Answer came quickly and it was thorough. Reviewed on: 1st September 2023
Marlen Llanes's avatar
Marlen Llanes

Dependable

4
Nice to have the reassurance from a dependable company Reviewed on: 1st September 2023
Joe's avatar
Joe

Easy to deal with

5
Simple to setup insurance, cover is better than most other dedicated cycle insurance, and Laka have always gone out of their way to get me back on the road when things go wrong. I always don’t hesitate to recommend them. Reviewed on: 1st September 2023
A W's avatar
A W

The best bike insurance

5
Such a great model for a bike insurance, and really reasonably priced. I feel safe in the knowledge that I'm protected should anything happen to my bike. Reviewed on: 1st September 2023
Elise B's avatar
Elise B

GREAT!

5
Great support and have been there when i needed them. Good vaule Reviewed on: 1st September 2023
Tim Ott-Jones 's avatar
Tim Ott-Jones

Quick and easy

5
Quick and easy to insure, good coverage Reviewed on: 1st September 2023
Felix's avatar
Felix

Great company

5
Transparent, easy to set up and well priced Reviewed on: 1st September 2023
Phil Yeung's avatar
Phil Yeung

Efficient

5
Great experience when making a claim. Reviewed on: 1st September 2023
Lucy's avatar
Lucy

The most helpful insurance company

5
I had to make a claim with Laka and, believe it or not, it was actually really easy and they were super helpful. Kudos to Issy for all the support. Reviewed on: 31st August 2023
Jamie Leverton's avatar
Jamie Leverton

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