Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2748)

Easy and Cost Effective

5
Very easy to arrange on cost effective with others as to same level of cover, not yet had to claim so cannot comment Reviewed on: 1st September 2023
Badmoth's avatar
Badmoth

wonderful

5
great easy and simple insurance. everything spelt out clearly and simply. super easy to manage. thank you laka Reviewed on: 1st September 2023
Niall Hamilton's avatar
Niall Hamilton

Very friendly and intuitive

5
Easy to choose your plan and setup it Reviewed on: 1st September 2023
Anonymous's avatar
Anonymous

Innovative insurance for bike enthusiasts

5
Really impressed by the philosophy and customer service I've received so far. Reviewed on: 1st September 2023
Justin Michaels's avatar
Justin Michaels

No bullshit, nice n easy!

5
Great with communication, easy to setup, feels like a honest insurer! Luckily I've never had to make a claim! Reviewed on: 1st September 2023
Bex sykes's avatar
Bex sykes

Expensive and over familiar

2
Never had to make a claim so can’t comment on that side. I had to use them as a condition of a bike hire scheme but now that’s finished I’ll be leaving - and saving £130 a year in the process. Also their monthly emails (which include financial info so you can’t opt out) wound me up with their matey tone and smug tales of their adventures. Also tried to get me to sign up to extra cost “Club Laka” on an opt-out basis which was extremely sneaky. Reviewed on: 1st September 2023
Rich's avatar
Rich

Laka is the perfect cover

5
Really easy to use, competitive bike insurance Reviewed on: 1st September 2023
Victoria 's avatar
Victoria

Loving Laka!

5
Cycle insurance experts, easy, flexible, quick, value for money, knowledgeable, just the best, you know your dealing with cyclists who live for the ride! Reviewed on: 1st September 2023
Patrick Harrison's avatar
Patrick Harrison

Laka is great!

5
Straightforward, efficient, clear and loyalty based, love them! Reviewed on: 1st September 2023
maximilien clement's avatar
maximilien clement

Simple user friendly insurance

5
Everything Scott Laka is straight forward. There's no hidden fees and they make it very clear what you're getting with your insurance package. Would recommend! Reviewed on: 1st September 2023
Sian's avatar
Sian

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill