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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

Insurance of choice!

5
Can only recommend. Great and fast service! Reviewed on: 31st August 2023
Mink Kempen's avatar
Mink Kempen

Never let me down.

5
I had to make a claim in the last year after a heavy crash on my bike and they had everything sorted very quickly and make sure i wasnt left without anything Reviewed on: 31st August 2023
Matt Noble's avatar
Matt Noble

Great company with a fantastic ethos

5
great customer experience, very reliable for bike insurance Reviewed on: 31st August 2023
Sophie's avatar
Sophie

Love Laka Core

5
Haven't had to use my Laka Core policy yet, but I feel very well supported and for a crazy good price. I chose Core because I wanted an affordable option and I'm only really concerned about my bike being stolen, so it feels a perfect fit. Reviewed on: 31st August 2023
Peter Talbot's avatar
Peter Talbot

Fast, efficient and friendly

5
Laka have been excellent whenever I've needed them, always happy to help and quick to respond! Couldn't ask for more! Reviewed on: 31st August 2023
Calvin Pearson's avatar
Calvin Pearson

Great customer service

5
The best customer service. When making a claim they treated me really fairly and were clear and fast. Reviewed on: 31st August 2023
Nathaniel's avatar
Nathaniel

Simply the best!

5
At every step Laka has been ace. I feel confident riding my bike knowing that Laka has my back Reviewed on: 31st August 2023
Emma's avatar
Emma

The best there is!

5
Really innovative product, with a fresh approach to insurance. The online reviews say it all! Reviewed on: 24th August 2023
Nick's avatar
Nick

Best bike insurance

5
Best bike cover available. Great business that offers collective cover for the cycling community. Would highly recommend Reviewed on: 23rd August 2023
Andy's avatar
Andy

Just a perfect thing

5
I had my bike stolen from a cafe I was sitting in after a 100k ride 2 days after I returned from my honeymoon. After the sheer ‘oh!’ Moment and the realisation that somebody has actually stolen my bike I contacted [the police and] Laka (before leaving the venue) with my Crime Number… within a few days (36hours) I was contacted and given the good news, that Laka would ‘sort me out’ within a week (4 days give or take) I had a voucher for my bike and my kit. What an epic service, an epic team and just a perfect thing…. Consider me a loyal customer. Reviewed on: 10th August 2023
Dan R's avatar
Dan R

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