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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

Amazing service and value

5
When I had an accident with a car on my bike Laka supported me brilliantly and got me back on the road paying out for a new bike and replacing the accessories too. I wish all insurance companies operated the fantastic model that Laka do supporting their community of riders. Reviewed on: 7th August 2023
Andy O's avatar
Andy O

Good communication, good idea.

4
Easy to manage, feels like a good idea. Reviewed on: 5th August 2023
simon dawson's avatar
simon dawson

Insurance that works for me

5
Finally an insurance company that doesn’t scam you with hidden fine print, and actually insures what you need to reassure yourself your prized possessions are secured. Reviewed on: 3rd August 2023
Arnie0112's avatar
Arnie0112

Affordable and easy

5
I am currently using the give £25 get £25 credit so i have 5 months of free insurance and dont have to worry about my bike getting stolen Reviewed on: 3rd August 2023
Sam's avatar
Sam

great service, great communication, ultra fast resolution.

5
I am customer for over 2 years atm, had 3 claim so far and i have to say to everyone it couldn't be any better, great communication from Laka team they know what they doing and they doing it right... Reviewed on: 3rd August 2023
Anonymous's avatar
Anonymous

Affordable

5
Great that they have introduced a more basic cover. Yet to have to claim but really clear info on what is covered and quick to answer on web chat. Reviewed on: 2nd August 2023
Vanessa Kam's avatar
Vanessa Kam

Great value insurance

5
Friendly and helpful support team. Reviewed on: 2nd August 2023
AliSlats's avatar
AliSlats

Amazing company

5
My bike frame got bent and they were so helpful in replacing my bike with an alternative as quickly as possible and with minimal fuss. Couldn't recommend them enough. Reviewed on: 2nd August 2023
Dave Ebbrell's avatar
Dave Ebbrell

top1

5
it is one of the best insurance company at the moment Reviewed on: 2nd August 2023
Dj Stains's avatar
Dj Stains

Laka cycle insurance

4
Really great efficient service with quick processing of claims Reviewed on: 2nd August 2023
Mathew Rann's avatar
Mathew Rann

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