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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

Good price and fantastic service

5
Great fast service when you need them. Easy communication. Fast payment. Reviewed on: 12th October 2023
Michael Cross's avatar
Michael Cross

smart cycle insurance

5
Easy and helpful service, it worth every penny that you paid. Reviewed on: 12th October 2023
Artur Pereira's avatar
Artur Pereira

Best insurance for bicycles

5
They provide amazing services and the customer support is great! Reviewed on: 12th October 2023
Tudor Liviu's avatar
Tudor Liviu

Fantastic company to deal with

5
Great prodcuts and a great company to partner with Reviewed on: 12th October 2023
Stuart McGhee's avatar
Stuart McGhee

Great cover!

5
Easy to buy! Great to know that I am covered for my regular journeys. I have been a happy customer for a few years! Reviewed on: 12th October 2023
O Dot's avatar
O Dot

Fantastic

5
Fault-proof cyclist-centric insurer. Reviewed on: 12th October 2023
Jonathan Pfitzner's avatar
Jonathan Pfitzner

Fair Insurance that is Affordable and Customisable

5
I'm consistently pleasantly surprised with each month's share of collective claims, and adding and removing itemised cover on individual bikes and equipment couldn't be easier. The new liability add on is also nicely priced and most welcome. Reviewed on: 12th October 2023
Ray Granlund's avatar
Ray Granlund

Insurance how it should be...

5
I love the Laka brand as it makes me feel like I'm interacting with a company that is caring for it's customers and not trying to extract maximum value out of them! I wish all insurance products were as well thought out and relevant to their market as Laka is... Reviewed on: 12th October 2023
Angus Chadney's avatar
Angus Chadney

Fantastic Service

5
A speedy resolution with a fantastic level of service Reviewed on: 12th October 2023
Ollie Booth's avatar
Ollie Booth

Best ethical cycle insurance

5
Best ethical cycle insurance You can get,more like insurance with a conscience! Fantastic Reviewed on: 12th October 2023
Brian's avatar
Brian

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