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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Easy to set up, great price

5
Really easy to get started and one of the most cost effective insurance I’ve had! Reviewed on: 1st September 2023
Eden McCusker's avatar
Eden McCusker

Great service

5
Great service, that covers a lot of items for a very good price Reviewed on: 1st September 2023
Kushtrim Bylykbashi's avatar
Kushtrim Bylykbashi

Transparent, reliable, and easy to use

5
Been using Laka for a couple of years and I couldn't be happier. Easy to use, comprehensive coverage, and fair pricing that gives some of the company's savings back to the customer. Monthly statements are very informative too. Reviewed on: 1st September 2023
Ed's avatar
Ed

Hassle free insurance

5
Great coverage of bike, wearables and triathlon equipment. Reviewed on: 1st September 2023
Callum Franck's avatar
Callum Franck

Best bike insurance going

5
After several claims over the years I’ve never had an issue with laka! Reviewed on: 1st September 2023
Thomas Hutchison's avatar
Thomas Hutchison

Great

5
Nice website to use, seems my kind of vibe Reviewed on: 1st September 2023
Joe Corfield's avatar
Joe Corfield

Outstanding

5
Clear, helpful, transparent and will sort your bike when you're in need! The newsletter is also great, Laka is the one email I always look out for. Reviewed on: 1st September 2023
Reiss Mundy's avatar
Reiss Mundy

Ethical flexible insurance.

5
Great experience so far in signing up. Everything is clear and straightforward. Reviewed on: 1st September 2023
Calder Wook (calderwook)'s avatar
Calder Wook (calderwook)

Insurance for cyclists by cyclists - not for profit

5
I havnt made a claim but the peace of mind of knowing that I am paying a fair market price for my cover and not funding insurance company fat-cat bosses... Reviewed on: 1st September 2023
Elaine Burroughs's avatar
Elaine Burroughs

Recommend

5
Smashing concept for insurance. Reviewed on: 1st September 2023
Percy from the circus's avatar
Percy from the circus

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