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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Very cost effective 3rd party insurance. Fortunately I haven't had to make a claim so only 4stars for now

4
Can only give 4 stars because I haven't made a claim, fortunately. Very good price. Reviewed on: 1st September 2023
David Hargreaves's avatar
David Hargreaves

Great value for money, excellent service

5
I’ve been using Laka for the last two years and only had positive experiences. I’ve had to make a couple of claims due to parts of my bike being stolen and the process is quick and simple. Lots of options for how to resolve claims which means you can get your bike up and running again as quickly as possible. I’ve already recommended it to a number of friends and all have been similarly impressed! Reviewed on: 1st September 2023
pjpkennedy@gmail.com's avatar
[email protected]

Easy to use

5
Very quick to set up and easy to use. Reviewed on: 1st September 2023
Mariam Hussain's avatar
Mariam Hussain

Laka Bike Insurance 5/5

5
Laka is really easy to set up and has good initiatives such as friend referral codes. The interface is simple to use and they send regular emails to keep you on track. Also great that you can add bike gear and accessories to the insurance package. The best specific bike insurance brand out there! Reviewed on: 1st September 2023
Harry 's avatar
Harry

Love Laka

5
Great insurance that’s also good value, would 100% recommend no matter what kind of bike you ride. Reviewed on: 1st September 2023
Andrea Klettner's avatar
Andrea Klettner

So far so good!

5
Luckily not had to make a claim yet however really pleased with laka! Written communication is easy to understand. I know where my money goes. Affordable and reassuring cover! Gives piece of mind. Simple sign up! Discounts provided are an added bonus! Company seems really customer focused! Reviewed on: 1st September 2023
Zoe Clapperton's avatar
Zoe Clapperton

Most transparent insurer out there

5
Love the monthly emails with a clear breakdown of costs. I’m happy with the prices and luckily haven’t had to use the claims services yet but have seen great testimonials of other customers. Reviewed on: 1st September 2023
Johnathan G-S's avatar
Johnathan G-S

They are such a quick as compare to others

5
I like to go with them in future as well their prices and process to claim is not headache very simple and service is really quick. Reviewed on: 1st September 2023
Rana Flower's avatar
Rana Flower

Lovely service

5
Very clear, simple and easy to understand for an affordable price. Gorgeous website design too Reviewed on: 1st September 2023
Sonya Oguejiofor's avatar
Sonya Oguejiofor

Great value, great service

5
I’ve only had to use laka once to replace a bike that was stolen from my bike hangar. They were brilliant, made the whole process so easy, and I was back cycling within the month. I also rate their business model and the value for money it provides. Reviewed on: 1st September 2023
Tbymrry's avatar
Tbymrry

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