Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2684)

Great company

5
Transparent, easy to set up and well priced Reviewed on: 1st September 2023
Phil Yeung's avatar
Phil Yeung

Efficient

5
Great experience when making a claim. Reviewed on: 1st September 2023
Lucy's avatar
Lucy

The most helpful insurance company

5
I had to make a claim with Laka and, believe it or not, it was actually really easy and they were super helpful. Kudos to Issy for all the support. Reviewed on: 31st August 2023
Jamie Leverton's avatar
Jamie Leverton

Insurance of choice!

5
Can only recommend. Great and fast service! Reviewed on: 31st August 2023
Mink Kempen's avatar
Mink Kempen

Never let me down.

5
I had to make a claim in the last year after a heavy crash on my bike and they had everything sorted very quickly and make sure i wasnt left without anything Reviewed on: 31st August 2023
Matt Noble's avatar
Matt Noble

Great company with a fantastic ethos

5
great customer experience, very reliable for bike insurance Reviewed on: 31st August 2023
Sophie's avatar
Sophie

Love Laka Core

5
Haven't had to use my Laka Core policy yet, but I feel very well supported and for a crazy good price. I chose Core because I wanted an affordable option and I'm only really concerned about my bike being stolen, so it feels a perfect fit. Reviewed on: 31st August 2023
Peter Talbot's avatar
Peter Talbot

Fast, efficient and friendly

5
Laka have been excellent whenever I've needed them, always happy to help and quick to respond! Couldn't ask for more! Reviewed on: 31st August 2023
Calvin Pearson's avatar
Calvin Pearson

Great customer service

5
The best customer service. When making a claim they treated me really fairly and were clear and fast. Reviewed on: 31st August 2023
Nathaniel's avatar
Nathaniel

Simply the best!

5
At every step Laka has been ace. I feel confident riding my bike knowing that Laka has my back Reviewed on: 31st August 2023
Emma's avatar
Emma

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill