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Laka: Cycle insurance reviews

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4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

Simple, Effective, and Cheap

5
The review really is what it says on the title. It is simple to understand, effective for most cyclists daily purposes, and outrageously cheap for the given price point. Reviewed on: 1st August 2023
Tahir Ullah's avatar
Tahir Ullah

A modern insurance company that "gets it"

5
Finally an insurance company that gets all the needs of a cyclist. Laka have an efficient platform and transparent process plus they're efficient to react to claims and your needs to get you back on the road. Reviewed on: 1st August 2023
cheryl boshi's avatar
cheryl boshi

Friendly and efficient

5
Couldn't ask for a better service. Quick to resolve problems and extremely helpful and responsive. Reviewed on: 1st August 2023
Zac's avatar
Zac

Quick and Easy

5
Its was quick to set up and easy on the pocket ! What more can you ask for ! Reviewed on: 1st August 2023
Glyn Savage's avatar
Glyn Savage

Protect your bike

5
Best value to cover your bike. No other insurer comes close on price and service Reviewed on: 1st August 2023
Daniel Purdy's avatar
Daniel Purdy

Standard quality insurance but without being owned by a massive company

4
So far insurance seems fine - generous referral offer. I like that this is run by cyclists for cyclists. Reviewed on: 1st August 2023
Nick Lowry's avatar
Nick Lowry

How all insurance should be

5
Great, how all insurance should be Reviewed on: 1st August 2023
Richard's avatar
Richard

Flexible cover with multi options

5
I've only been with Laka for a short time but am impressed with the options for cover to suit various preference and they seem a super friendly, easy to deal with company . Reviewed on: 1st August 2023
Amanda's avatar
Amanda

Excellent product

5
Great product with a great pricing structure Reviewed on: 1st August 2023
Phil Macaulay's avatar
Phil Macaulay

Top notch bike insurance

5
Great service, product, people and experience. The best insurance I've ever had, ever! Reviewed on: 1st August 2023
Rey's avatar
Rey

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