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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

Saved my skin a few times now

5
Being a regular London commuter traveling 35 miles a day, Laka gives me the peace of mind to keep riding with the comfort of knowing that they will be there to save the day should the worst happen. I've unfortunately been knocked off a few times which have either resulted in damaged accessories and sometimes structural damage to the bike. Laka are quick to get on the case and sort everything out with so little fuss. Can't recommend them enough and thank you for keeping me riding! Reviewed on: 1st August 2023
Ben Lorton's avatar
Ben Lorton

Everything insurance should be

5
Lake have provided a seamless and slick mechanism to insure my wheels and I am always happy to recommend them to a friend! Keep it up Laka team! Reviewed on: 1st August 2023
Jamie McMillan's avatar
Jamie McMillan

Fantastic Service

5
The best Cycling Insurance out there. Quick and efficient. Always go the extra mile. Reviewed on: 1st August 2023
Ollie Booth's avatar
Ollie Booth

Great!

5
Great service and prices! Always provide useful information in emails and are very transparent with the costs, which is very different from other insurance companies. Reviewed on: 1st August 2023
emily's avatar
emily

great value for money and cyclist focussed

5
really transparent pricing and flexibility to alter cover Reviewed on: 1st August 2023
S Clarke's avatar
S Clarke

Voting laka

5
They seem like the best so.. that's my vote Reviewed on: 1st August 2023
Lucas's avatar
Lucas

Super friendly and great people

5
Always fast to reply to questions and love the collective idea. Reviewed on: 1st August 2023
Adam Hilton's avatar
Adam Hilton

Bike insurance without the faff

5
Totally recommendable bike insurance! I never had q problem with them, and I like to know thst there arev real cyclists behind that understand my needs Reviewed on: 1st August 2023
Tomas Asimov's avatar
Tomas Asimov

Great value

5
Really easy sign up experience and the best value policy I've had. Reviewed on: 1st August 2023
Dylan Evans's avatar
Dylan Evans

great service

5
I had to claim for a Gore jacket that got damaged when i crashed. The process was super simple and i got the funds to buy a new jacket almost immediately. This is the way that bike insurance should be. Reviewed on: 1st August 2023
Stephen Brewster's avatar
Stephen Brewster

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