Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2748)

Simply excellent service

5
Having had a bike stolen, I could not speak more highly of how responsive Laka have been, how easy they have made the claims process and how quickly it's been handled. Would recommend them to anyone Reviewed on: 1st September 2023
Pete's avatar
Pete

Easy cycle insurance

5
Really easy to setup, honest, and informative. Reviewed on: 1st September 2023
Neil Ripley's avatar
Neil Ripley

What a service

5
My airline lost my bike on a flight home from France and when I contacted Laka they were friendly, helpful and helped me get back on two wheels. Can’t be happier with the service or cost knowing that you’re getting for what you pay for! Smashing! Reviewed on: 1st September 2023
Danny Moore's avatar
Danny Moore

Great service

5
Great service, transparent insurance charges. Reviewed on: 1st September 2023
Richard's avatar
Richard

Flexible and affordable

5
The model suits us, the customers — not just the business. Reviewed on: 1st September 2023
Gareth Winter's avatar
Gareth Winter

Amazing Insurance

5
Laka is like no insurance company I’ve ever dealt with. You feel like a valued and wanted customer, not a burden. I couldn’t reccommend them more. They genuinely care about you and your bike Reviewed on: 1st September 2023
Zahra Sheikh's avatar
Zahra Sheikh

Speedy Claims Process

5
I am new to Laka but i have been recommended the service by a large number of people in the cyciling community. They are reasonably priced and know for swift processing of claims. The quicker I can get back on the road, the better! Reviewed on: 1st September 2023
Peter's avatar
Peter

Affordable and transparent

5
I’ve not had to make a claim yet (hopefully it stays that way) but they were super easy to get a quote with and set up my account. Well prices and transparent communication. Already recommended to several colleagues. 10/10 Reviewed on: 1st September 2023
N'yala. UK's avatar
N'yala. UK

Great service at a good price

5
Really love Laka and how easy it was to set up. Super simple process and easy to add more clothing etc as you need. I also really rate the transparency around where money goes. Reviewed on: 1st September 2023
Ben's avatar
Ben

Transparent, supportive and good value

5
Having recently claimed on my Laka insurance it was so refreshing to have an insurance company be so supportive in getting me back on the road. Laka's transparent approach to insurance gives me peace of mind that it's good value even if not the cheapest. Reviewed on: 1st September 2023
Lawrence's avatar
Lawrence

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill