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Laka: Cycle insurance reviews

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4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

No hassle!

5
I had a bike malfunction and damaged my SL5 carbon frame pretty badly - needed all sorts of work but was fixable. Laka's friendly team (I dealt with Keegs) were helpful from start to finish and the ease of uploading my incident to their portal was second to none. Laka dealt with my claim fairly and quickly, even though I hadn't got enough cover to replace my bike like for like brand new. There were no arguments and no queries just a easy and quick service that I would recommend to anyone wanting a pain free insurance experience should you need it Reviewed on: 1st August 2023
Ben Bloodman's avatar
Ben Bloodman

Simply amazing insurance.

5
I've had Laka insurance for a few years now, and it has been great to know that my bike and gear are covered if anything goes wrong. And it does! Unfortunately, I've had to make two claims, and each has been handled magnificently. I just can't imaging a better insurer. Reviewed on: 1st August 2023
Julian Saunders's avatar
Julian Saunders

Great

5
Amazing insurance! Great value for money and outstanding customer service. Reviewed on: 1st August 2023
Camila de la Parra's avatar
Camila de la Parra

Insurance made simple

5
Laka have made insuring my bikes so simple. The costs are fair and the amount of cover is expectional. They’re always available to contact and the communication has been swift and easy. Would highly recommend Laka. Reviewed on: 1st August 2023
Samuel Caswell-Midwinter's avatar
Samuel Caswell-Midwinter

Best insurance out there

5
I've been an early adopter of Laka and can't see myself ever changing. Customer service is top notch, communication is simple, price is fair and the community they have built is great. Always recommending Laka too. Reviewed on: 1st August 2023
Brad's avatar
Brad

Easy experience thus far

4
Easy experience registering with fair prices, I would’ve put full marks but as I am (thankfully) yet to make a claim I can’t provide a full review. Given the experience so far and the responses of others I assume it would be just as smooth. Reviewed on: 1st August 2023
O de Jong's avatar
O de Jong

Great Insurance - especially if you have to claim

5
Unfortunately I had to make a claim recently and Laka were excellent to deal with and helped me through the whole process Reviewed on: 1st August 2023
Connor Mccullough's avatar
Connor Mccullough

Trustworthy insurance

5
Reliable, clear, and trustworthy. What you want from an insurance! Reviewed on: 1st August 2023
Laura's avatar
Laura

Flexible, Comprehensive, Yet Cheap

5
Flexible, Comprehensive, Yet Cheap Reviewed on: 1st August 2023
Andrew Wilmot's avatar
Andrew Wilmot

Amazing

5
Im very happy, and I recommend for all my friends and family Reviewed on: 1st August 2023
Bruno Menezes's avatar
Bruno Menezes

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