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Laka: Cycle insurance reviews

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4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2651)

I Laka it a lot

5
Super easy to get a quote and set up insurance with Laka, they're completely transparent about costs and your cover. Feels great knowing that I'm covered should anything happen, be it racing or plain old bike theft. So good I added my partners bike too, took about 2 minutes to add! Reviewed on: 31st July 2023
Ben Kelly's avatar
Ben Kelly

Quick and simple Peace of mind

5
Getting cycle insurance through Laka was quick, easy and instantly provided me peace of mind. The ease of use and simple wording makes me recommend it to friends and family - I just want them to start offering other forms of insurance as well! Reviewed on: 28th July 2023
Alex's avatar
Alex

Always willing to go the next mile

5
Always willing to go the next mile Reviewed on: 25th July 2023
M's avatar
M

Extremely fast and helpful

5
Extremely fast and helpful, highly recommend Reviewed on: 25th July 2023
Mink Kempen's avatar
Mink Kempen

Insurance made Easy

5
I’ve had multiple claims with Laka after unfortunate incidents whilst cycling, and every time they’ve been a massive help getting back on the bike. Reviewed on: 24th July 2023
Sam Barrett's avatar
Sam Barrett

great company

5
Laka dealt with our bike which was involve din an accident fantastically. swift over emails and stress free. Reviewed on: 24th July 2023
Elan Sey's avatar
Elan Sey

Wow

5
I knew from friends they were good but just couldn’t believe HOW GOOD. After I had a crash my claim was sorted in less than a week. Amazing communication, friendly and caring staff. Feels like an insurance run by cyclists for cyclists. Reviewed on: 24th July 2023
Vlad Bodogan's avatar
Vlad Bodogan

Best bike insurance by far

5
Having had mates spend months chasing claims from other "specialised bike insurers", knowing that Laka pays out quickly and at the right value means a lot. Reviewed on: 24th July 2023
Adam Neilson's avatar
Adam Neilson

Customer centric insurance

5
Laka is an incredibly refreshing way of doing insurance. By generating income from settling claims, they're putting the customer first - this means their claims experience is super FAST! 100% recommend. Reviewed on: 10th July 2023
Ollie Howard's avatar
Ollie Howard

Absolutely incredible people

5
The most sensible/human interaction I've ever had with an insurance company. The claims process is unrivalled. I've recommended Laka to a lot of people and will continue to do so. Reviewed on: 10th July 2023
Tim Tamimi's avatar
Tim Tamimi

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