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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

The best bike insurance bar none

5
I’ve been a Laka customer from the start and they lead the way is showing how insurance should be done. Great product. Great service. Great people. Reviewed on: 8th September 2023
Rupert Englander's avatar
Rupert Englander

Easy bike insurance

5
Easy to sign up, clear on what they offer. A friend had a bike stolen and said it was super easy to replace. Great to be able to switch cover options so easily! Reviewed on: 8th September 2023
Chris's avatar
Chris

Easy products to navigate, great customer service

5
Straightforward product offering makes insuring very easy. Innovative peer insurance means costs are manageable. Excellent customer service solves queries quickly. Reviewed on: 7th September 2023
George Oehlert's avatar
George Oehlert

Quickly back on the road after an accident.

5
I came off the bike and smashed my helmet. Laka paid out within 24 hours. Reviewed on: 6th September 2023
c14916@hotmail.co.uk's avatar
[email protected]

Best cycle insurance hands down

5
Had to unfortunately claim after an accident and they were swift to help, nothing was too much trouble to get me back on 2 wheels. Been a customer since the early days. Reviewed on: 6th September 2023
Tim's avatar
Tim

Best in Bizness

5
Always smooth and easy to deal with. Hassle free IT; hassle free people. Reviewed on: 6th September 2023
Tom Eke's avatar
Tom Eke

Faultless cost effective service

5
End to end faultless service for a much more reasonable cost that you would think. Happily recommend this to all my racing friends Reviewed on: 6th September 2023
Pea Bee's avatar
Pea Bee

Quick and dependable

5
Laka are a friendly team who have quickly responded to any questions or claims made and have dealt with them in a timely manner to get me back on the road ! Reviewed on: 6th September 2023
Amelia Mitchell's avatar
Amelia Mitchell

Why Laka

5
Rider centric, clear, flexible and well priced Reviewed on: 6th September 2023
Mike Jackson's avatar
Mike Jackson

Peace of mind

5
Love going out knowing that my bike is protected me if the worst comes to the worst, it will be replaced like for like Reviewed on: 6th September 2023
Andrew Telfer's avatar
Andrew Telfer

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