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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Cheap and collective!

5
I love the concept of Laka - their pricing is also transparent and they are very good at communicating with their members. Reviewed on: 2nd October 2023
Cal Maney's avatar
Cal Maney

Good quality

5
They provide great service with a good coverage for a good price very easy sign up and you get updates regarding how many people they help and what extra services they provide. Reviewed on: 2nd October 2023
Kieran Elford's avatar
Kieran Elford

Comprehensive coverage

5
Haven't yet needed to claim but I know that I have someone to look over my shoulders should the need arise. Reviewed on: 2nd October 2023
Zo Ninja's avatar
Zo Ninja

Sharing liability

5
Laka's product works with the spirit of cyclists - looking out for one another, not spending extravagantly and having high standards. Reviewed on: 28th September 2023
Richard Middleton's avatar
Richard Middleton

Great!

5
Great customer service and the best insurance for cycling! Reviewed on: 22nd September 2023
Harry's avatar
Harry

Amazing service!

5
Overly impressed with customer service!! Reviewed on: 22nd September 2023
Natasha Howard's avatar
Natasha Howard

Best cycle insurance experience ever

5
Claim was speedy, very professional and friendly - not your typical insurance service - highly recommend Reviewed on: 22nd September 2023
Jan Howard's avatar
Jan Howard

Great product and company - highly recommend!

5
Great product and best cycle insurance company I have used Reviewed on: 22nd September 2023
Jonathan Burchell's avatar
Jonathan Burchell

Simply the best

5
Best in class ux. top notch customer care. Fair and transparent. There when you need them. Reviewed on: 22nd September 2023
MB's avatar
MB

Easy, fair, reliable, no struggles

5
I had my handlebars stolen in London. Within a week I had the cost of repairing and parts transfered into my account. Easy to use and great communication with the agent all the way through. Reviewed on: 18th September 2023
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Anonymous

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