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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Cooperative cooperative

5
Love the community feel of Laka. I have made a couple of claims and, although the second is pending, they have been excellent bike people who understand cycling and cyclists Reviewed on: 2nd October 2023

Value for money, great quality service

5
Great experience, ethical, professional, friendly team- highly recommend for cycle insurance. My claim was dealt and processed quickly- wow factor with them. Reviewed on: 2nd October 2023

Simple and effective cover for all

4
The great thing about Laka is that the price is competitive but you get a lot of value for money, especially as the insurance premium is often cheaper than the quoted maximum each month. I couldn’t be happier with the insurance I have with Laka Reviewed on: 2nd October 2023

the review

3
It is great value and easy to set up Reviewed on: 2nd October 2023

Very very good company

5
Wonderful experience with laka. I thought online only claims with video statements wouldn’t work well but it did! Very good pricing too. Reviewed on: 2nd October 2023

First class service

5
V clear monthly statement and you know exactly where you stand which is reassuring Reviewed on: 2nd October 2023

Pretty Good

4
Bit pricey but pretty good - havent had to deal with any claims yet but so far theyve done everything i've wanted Reviewed on: 2nd October 2023

Transparent and great customer service

5
Provided excellent service and is very easy to make adjustments to policy Reviewed on: 2nd October 2023

So far so good!

5
Clear and concise information and relatively cheap too! Reviewed on: 2nd October 2023

No problems so far

5
Excellent hassle-free company to sign up for when looking for a bike insurance Reviewed on: 2nd October 2023

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review