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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,652 reviews, last reviewed 30th Sep 2025
28800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

User-Friendly. Not had to claim anything yet, but the experience thus far has been very customer-friendly. Reviewed on: 30th September 2025
Jonny R's avatar
Jonny R

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2652)

Could not be better!

5
Anyone looking to insure their bike, should definitely go with Laka. They are friendly, open, honest and very reasonably priced. When my husband had a cycle accident, they paid out in full very efficiently with no questions asked. I couldn’t recommend them highly enough. Reviewed on: 1st September 2023
Tatiana Elwes's avatar
Tatiana Elwes

Love my bike

5
Haven't had to make a claim but definitely go out cycling with confidence knowing I am covered. Cycled over 1000 miles now on my lovely Volt Birlington Reviewed on: 1st September 2023
Liz Wears 's avatar
Liz Wears

Transparency works

5
I love the transparency Laka provide, insurance is such an intangible cost for its benefits so the monthly breakdown is a nice touch and personal. Reviewed on: 1st September 2023
Peter Lane's avatar
Peter Lane

Efficient, relatively cheap, and great comm

5
I researched several bike insurances and Laka was the best option. Reviewed on: 1st September 2023
Emrah Kavlak's avatar
Emrah Kavlak

Insurance For The People

5
At last, a company that is fair and treats their customers as a team. I would highly recommend Laka. Reviewed on: 1st September 2023
Mark Henderson's avatar
Mark Henderson

Great cycle centric insurance

5
Laka has a great website, transparent costs, and optional add ons that are important & useful to cyclists. Reviewed on: 1st September 2023
Richard Thomas's avatar
Richard Thomas

Great cover and good customer service

5
Insurance easy to take out and well covered. Customer service also helpful Reviewed on: 1st September 2023
ATB 's avatar
ATB

Simple and clean company

4
Laka cut the fuss out of taking out bike insurance and clearly understanding what is/isn’t covered, with no jargon or loopholes. Easy. Reviewed on: 1st September 2023
whatwatch's avatar
whatwatch

Excellent user-friendly service

5
I have been fortunate to have not had the need to claim, but I have nevertheless been impressed with the service Laka provides. I like the ability to customise insurance to my needs, as well as the way the insurance fund is financed - especially reducing fees when there have been collectively fewer claims. It is a model I wish other insurance firms would replicate! Reviewed on: 1st September 2023
Heather's avatar
Heather

Best bike insurance out there

5
I've got nothing but good things to say about Laka, and with the addition of their 'core' membership, it's an even better offering. Luckily I've only had one small claim to make but it was done so quickly and efficiently. Hopefully I don't have to make another, but the knowledge of knowing how easy it can be gives me great peace of mind. Reviewed on: 1st September 2023
Jake's avatar
Jake

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