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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Straight Forward and Reasonable Cost Bike Insurance

5
Liability and security peace of mind covered, monthly cost clearly explained and hasn't, as yet approached the ceiling limit. Reviewed on: 2nd October 2023
Tony's avatar
Tony

New to Laka

5
Fortunately I haven’t needed to claim via Laka. I have joined them because of lots of positive recommendations. Reviewed on: 2nd October 2023
JC's avatar
JC

Very good service

5
You get what you pay for and this means you get good efficient service. Reviewed on: 2nd October 2023
Alex's avatar
Alex

Cycle insurance set up by cyclists!

5
Rather than a yearly premium, you pay a monthly amount based on the use of Laka by their customers (e.g. settling claims) but always with a maximum monthly rate. Genius! Reviewed on: 2nd October 2023
Paul White 's avatar
Paul White

Easy to sign up

5
Great for peace of mind cycling about town and locking up our ebike Reviewed on: 2nd October 2023
Henry Ker's avatar
Henry Ker

Kindest cycling insurance there is

5
Brilliant insurance that encourages honesty and supports fellow cyclists. Reviewed on: 2nd October 2023
Tim wijers's avatar
Tim wijers

Exceptional value

5
Excellent value for money, exoert advice and super friendly customer service. Nothing complicated about the process of getting insurance and kept up to date with tips and information. Reviewed on: 2nd October 2023
Julie Brown's avatar
Julie Brown

Best insurance policy

5
This is the best insurance company for e-bikes in my eye Reviewed on: 2nd October 2023
Mahedi Hasan Fahim's avatar
Mahedi Hasan Fahim

Smooth claims handling service

5
Best claims handling service I've dealt with - quick and communicative throughout Reviewed on: 2nd October 2023
FD's avatar
FD

Straightforward Insurance

5
Laka provides a hassle-free and upfront approach to bicycle insurance. The process was efficient and the premium cost is reasonable. Reviewed on: 2nd October 2023
Miguel Rafael Tagalog's avatar
Miguel Rafael Tagalog

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