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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,652 reviews, last reviewed 30th Sep 2025
28800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

User-Friendly. Not had to claim anything yet, but the experience thus far has been very customer-friendly. Reviewed on: 30th September 2025
Jonny R's avatar
Jonny R

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2652)

They are such a quick as compare to others

5
I like to go with them in future as well their prices and process to claim is not headache very simple and service is really quick. Reviewed on: 1st September 2023
Rana Flower's avatar
Rana Flower

Lovely service

5
Very clear, simple and easy to understand for an affordable price. Gorgeous website design too Reviewed on: 1st September 2023
Sonya Oguejiofor's avatar
Sonya Oguejiofor

Great value, great service

5
I’ve only had to use laka once to replace a bike that was stolen from my bike hangar. They were brilliant, made the whole process so easy, and I was back cycling within the month. I also rate their business model and the value for money it provides. Reviewed on: 1st September 2023
Tbymrry's avatar
Tbymrry

Great product

5
Good price point, excellent comms, fills me with confidence Reviewed on: 1st September 2023
Ian 's avatar
Ian

Great specialist insurance

5
Laka, is really good value for money. The monthly explanation of what impacts the fee is informative and makes me feel so understand what I am paying for. My husband has had to claim and it felt supportive and straight forward Reviewed on: 1st September 2023
Clare Irvine's avatar
Clare Irvine

New bike insurance

5
I am delighted to share my experience about Laka! From the moment I signed up, it has been nothing but smooth sailing. The customer service team is incredibly helpful and responsive, always ready to answer my questions. Plus, the coverage options are comprehensive, giving me peace of mind on every ride. Best of all, the claims process was hassle-free, and they handled it quickly. I couldn't be happier with this bike insurance – it's a true rider's best friend! Reviewed on: 1st September 2023
Foday Kamara's avatar
Foday Kamara

Easy, affordable

5
Easy, affordable cycling insurance Reviewed on: 1st September 2023
Kevin Fay's avatar
Kevin Fay

Job well done

5
Job well done! Never had a problem with Laka Reviewed on: 1st September 2023
L.A. P's avatar
L.A. P

Affordable & comprehensive

5
Good experience with Laka. Affordable & comprehensive service Reviewed on: 1st September 2023
Matt's avatar
Matt

Fair, affordable and amazing service

5
I love the collective approach to protecting our pride and joys. And when sadly I had to make a claim due to theft, Laka were outstanding in handling the claim. It was fast, simple and there were no nasty surprises. Laka are great. Reviewed on: 1st September 2023
Sam's avatar
Sam

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