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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

I had unexpected crash

5
I had unexpected crash and Laka was quick to react and without any big hustle solved my damaged bike by cooperating with bike shop swiftly without any hesitation... Reviewed on: 1st August 2024
George Z's avatar
George Z

Quick and easy to use

5
Quick and easy to use online portal transparent pricing structure good cover and flexible monthly plan Reviewed on: 1st August 2024
Tom's avatar
Tom

Interesting Insurance!

5
Great platform and a really interesting way of breaking down the monthly statement! Reviewed on: 1st August 2024
Peter G's avatar
Peter G

Haven't had the need to claim, but excellent comms!

5
Haven't had the need to claim, but excellent comms! Reviewed on: 1st August 2024
Jason H's avatar
Jason H

Great stuff!

5
Great stuff! Really good prices and excellent accessibility Reviewed on: 1st August 2024
Chris R's avatar
Chris R

Simple, comprehensive, and affordable.

5
Simple, comprehensive, and affordable. Feels like it's run by actual cyclists Reviewed on: 1st August 2024
Andy K's avatar
Andy K

Very easy to use and many different cover levels

5
Very easy to use and many different cover levels Reviewed on: 1st August 2024
Lauren's avatar
Lauren

Clear, fridnly and good value service.

5
Clear, fridnly and good value service. Reviewed on: 1st August 2024
Patrik E's avatar
Patrik E

Easy efficient friendly Insurance.

5
i find Laka insurance a really easy to use and flexible service. Whenever I have had a claim, they are really speedy and efficient to respond and get you what is needed to be back on the bike. Reviewed on: 1st August 2024
Vivienne Tomlin's avatar
Vivienne Tomlin

Great insurance!

5
Great insurance! Love the company doing things a bit more creatively and openly Reviewed on: 1st August 2024
Laura B's avatar
Laura B

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