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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

I've not experienced a better insurance programme ever

5
I've only been a member for a month but I did consider insurance for an old bike a while hike. These guys are super transparent about fees and I've not had any upselling. This is my kinda gig!!! Reviewed on: 2nd October 2023
Michael Harris's avatar
Michael Harris

Super informative team

5
Luckily never had to make a claim but super informative team on all aspects like bike lock information etc Great correspondence between the team and myself always feel like they got your back good luck with awards go team laka Reviewed on: 2nd October 2023
Carl Johnson's avatar
Carl Johnson

By far the best insurance

5
Easy and ticks all boxes other insurance companies do provide Reviewed on: 2nd October 2023
Alain Mutijima's avatar
Alain Mutijima

Great service

5
Great service and terms that fit the needs of actual cyclists. Reviewed on: 2nd October 2023
T a n's avatar
T a n

Fantastic

5
Absolutely brilliant service when I put a claim in. Quick, efficient and easy. Took the stress right out of the process. I would and have highly recommended Laka to friends and family. Reviewed on: 2nd October 2023
Peggy Cawte's avatar
Peggy Cawte

Good insurance!

5
Easy sign up process and reasonable rates makes it an easy choice to recommend Reviewed on: 2nd October 2023
Ross Taylor's avatar
Ross Taylor

so friendly and focussed on cyclists

5
the cover process is so simple and transparent Reviewed on: 2nd October 2023
S Clarke's avatar
S Clarke

Very good value

5
Use for 3rd party cover and Laka is great value compared to others and has a clear policy. Reviewed on: 2nd October 2023
Alec Renton's avatar
Alec Renton

Exceptional peace of mind insurance

5
Extremely easy to take out an insurance without any hassle. Broad cover, good price and friendly and helpful customer service. Reviewed on: 2nd October 2023
Simon Shield 's avatar
Simon Shield

Easy & Straightfoward

5
Laka is easy to use, in terms of amending cover and adding new elements to cover. I like how they keep me updated on what they're paying out on each month. Reviewed on: 2nd October 2023
Emily's avatar
Emily

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