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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,652 reviews, last reviewed 30th Sep 2025
28800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

User-Friendly. Not had to claim anything yet, but the experience thus far has been very customer-friendly. Reviewed on: 30th September 2025
Jonny R's avatar
Jonny R

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2652)

Ethical flexible insurance.

5
Great experience so far in signing up. Everything is clear and straightforward. Reviewed on: 1st September 2023
Calder Wook (calderwook)'s avatar
Calder Wook (calderwook)

Insurance for cyclists by cyclists - not for profit

5
I havnt made a claim but the peace of mind of knowing that I am paying a fair market price for my cover and not funding insurance company fat-cat bosses... Reviewed on: 1st September 2023
Elaine Burroughs's avatar
Elaine Burroughs

Recommend

5
Smashing concept for insurance. Reviewed on: 1st September 2023
Percy from the circus's avatar
Percy from the circus

Very cost effective 3rd party insurance. Fortunately I haven't had to make a claim so only 4stars for now

4
Can only give 4 stars because I haven't made a claim, fortunately. Very good price. Reviewed on: 1st September 2023
David Hargreaves's avatar
David Hargreaves

Great value for money, excellent service

5
I’ve been using Laka for the last two years and only had positive experiences. I’ve had to make a couple of claims due to parts of my bike being stolen and the process is quick and simple. Lots of options for how to resolve claims which means you can get your bike up and running again as quickly as possible. I’ve already recommended it to a number of friends and all have been similarly impressed! Reviewed on: 1st September 2023
pjpkennedy@gmail.com's avatar
[email protected]

Easy to use

5
Very quick to set up and easy to use. Reviewed on: 1st September 2023
Mariam Hussain's avatar
Mariam Hussain

Laka Bike Insurance 5/5

5
Laka is really easy to set up and has good initiatives such as friend referral codes. The interface is simple to use and they send regular emails to keep you on track. Also great that you can add bike gear and accessories to the insurance package. The best specific bike insurance brand out there! Reviewed on: 1st September 2023
Harry 's avatar
Harry

Love Laka

5
Great insurance that’s also good value, would 100% recommend no matter what kind of bike you ride. Reviewed on: 1st September 2023
Andrea Klettner's avatar
Andrea Klettner

So far so good!

5
Luckily not had to make a claim yet however really pleased with laka! Written communication is easy to understand. I know where my money goes. Affordable and reassuring cover! Gives piece of mind. Simple sign up! Discounts provided are an added bonus! Company seems really customer focused! Reviewed on: 1st September 2023
Zoe Clapperton's avatar
Zoe Clapperton

Most transparent insurer out there

5
Love the monthly emails with a clear breakdown of costs. I’m happy with the prices and luckily haven’t had to use the claims services yet but have seen great testimonials of other customers. Reviewed on: 1st September 2023
Johnathan G-S's avatar
Johnathan G-S

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