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Laka: Cycle insurance reviews

4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

I've got a cycle stolen, sadly, two times.

5
I've got a cycle stolen, sadly, two times. Both, Laka has responded profesionally and helped me to get back on the road. Reviewed on: 1st August 2024

Great innovative insurance, simple to understand, fair.

5
Great innovative insurance, simple to understand, fair. Reviewed on: 1st August 2024

They have been quick to respond to my queries and ve...

5
They have been quick to respond to my queries and very friendly too. Reviewed on: 1st August 2024

Good clear documentation and service

5
Good clear documentation that explains everything simply Reviewed on: 1st August 2024

great value

5
great insurer and good value gor money. eady to use website. Reviewed on: 1st August 2024

Best cover for the money.

5
Best cover for the money. Comprehensive cover and everything I want for my needs. Reviewed on: 1st August 2024

Great value for money and down to earth

5
Great value for money and down to earth Reviewed on: 1st August 2024

Very easy sign up and cheap prices

5
Very easy sign up and cheap prices Reviewed on: 1st August 2024

Claim experience.

5
My insurance claim was processed without any hassle. Process was very easy to follow and the app is very user friendly. Reviewed on: 1st August 2024

I had to claim with Laka and the process couldn’t ha...

5
I had to claim with Laka and the process couldn’t have been any easier. They then went above and beyond to make sure everything was absolutely sorted for my bike, and everything was checked not just the broken part. Reviewed on: 1st August 2024

Review Laka: Cycle insurance now

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