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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Simple, cost effective, client focused

5
As mentioned this has been a great find for me and I cant speak highly enough of the accessibility, ease of use, clear information and customer / client support and focus. Reviewed on: 2nd October 2023
Emma Hanson's avatar
Emma Hanson

Quick & Painless

5
When looking for cycle insurance I found Laka the best value and by far the easiest to navigate online. Great savings to be had! Reviewed on: 2nd October 2023
Lee Taylor's avatar
Lee Taylor

Excellent and purposeful

5
The best insurance product I’ve ever had anywhere. Period. Reviewed on: 2nd October 2023
Julian Bond's avatar
Julian Bond

The insurance people who actually care about cyclists!

5
Had one claim so far - a disheartening theft of my beloved bike. Claim was accepted without any extra questions asked within few days and within less than two weeks I had a brand new bike ride. Reviewed on: 2nd October 2023
Anonymous's avatar
Anonymous

Laka - making a community through a financial product

5
Laka's membership based collective memory insurance pool is a different way of approaching insurance. Reviewed on: 2nd October 2023
Alexandra Cass's avatar
Alexandra Cass

Super easy to use and affordable

5
Very easy to use and personalise the policy. Responsive and good value. Reviewed on: 2nd October 2023
Callum's avatar
Callum

Excellent service

5
Very easy to set up, great price and gives me peace of mind I would highly recommend Reviewed on: 2nd October 2023
claire goodlet's avatar
claire goodlet

Great insurance

5
These people really know how to run a cycle insurance business! Reviewed on: 2nd October 2023
Aaron Wilkins's avatar
Aaron Wilkins

Part of the family

5
I've loved every minute of being insured by Laka. I love the business model, the updates and the pricing. They're like part of the family. Reviewed on: 2nd October 2023
txltxl5's avatar
txltxl5

The Cycling insurance run by cyclists

5
Very easy to get insured and great customer service, and affordable also Reviewed on: 2nd October 2023
Enzo Orsi's avatar
Enzo Orsi

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