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Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

top1

it is one of the best insurance company at the moment Reviewed on: 2nd August 2023

Laka cycle insurance

Really great efficient service with quick processing of claims Reviewed on: 2nd August 2023

All good

Not made a claim. So hard to give comment Reviewed on: 2nd August 2023

Brilliant insurance cover

I recently had a small claim. This was dealt with rapidly and efficiently. Very impressive. Their web site is very easy to use also. Overall, a brilliant team and cover. Reviewed on: 2nd August 2023

There when you need them, and promptly.

Great value insurance, and on the one occasion that I needed to claim the service was fantastic. Reviewed on: 2nd August 2023

Make cycle insurance simple

Really easy to deal with and great service Reviewed on: 2nd August 2023

The bike-centric way to do insurance

Laka are great at explaining why things cost what they cost to have a cap on the monthly fee, and sometime get a reduction based on the claims that month from other members. although I have been lucky not to have to claim the process seems really straight forward. Highly recommended Reviewed on: 1st August 2023

Cheap and reliable

signing up was easy and quick, simple process Reviewed on: 1st August 2023

Insurance by people like you and I.

I recommend laka to all my riding buddies! Simple, transparent and human. I've made two claims and both have been handled within hours and days, not weeks or months. 10/10! Thank you Laka! Reviewed on: 1st August 2023

Innovative

Love this approach to insurance. Feels far more tailored to my needs. Reviewed on: 1st August 2023

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